After retirement, are you satisfied with your Tri-Care For life healthcare benefits?

LTC Stephen C. - Sir, medical insurance for life was a significant factor in my decision to make a career of the military. It sure wasn't the munificent salary!

Is my insurance better than many folks? Yes. Is it the free medical insurance for life that I was promised? NO!

LTC Stephen C. - I do still pay a premium for the coverage from My civilian Police Healthcare coverage although the Town still pays as much as they did when I worked there before retiring. That is deducted from My police retirement compensation each month but increases are very rare and We still get COLA increases. The number of increase in Medicare during the Obama reign is what ticked Me off not so much that I feel under covered., I'm not. That did take out more money from my pocket though when iI passed age 65 but didn't add any coverage. In any event Tricare pays what ever the others didn't. I have My dental through Tricare only.

SMSgt Lawrence McCarter and MSgt Marshall Schiller, my perspective is a relative perspective. I sold group health insurance for twenty five years, and was involved in helping many companies set up retiree health coverage plans. In virtually every situation, the retiree made a rather HEALTHY contribution to their monthly premiums. As a retiree of my company, I'm eligible for their retiree health plan, but the benefits are poor (high deductibles, etc.) and the premiums are through the roof. Many employer groups simply offer no retiree health coverage any longer at any cost.
My wife and I are both covered under the TRICARE (Standard) for Life health and dental programs. We pay virtually nothing with respect to benefits but for minor copays, etc. We both do pay "premiums" for Medicare Part B and for the dental coverage. It's a drop in the bucket compared to what many, many people are faced with paying on a monthly basis, in terms of out of pocket expenses and premiums.
Frankly, I'm just delighted to be among the few that have virtually nothing to worry about with respect to retiree health coverage. Even that may change over time, who knows?!

TFL is a good thing for us. Medicare isn’t killing us and when I hear people talk about insurance cost and meds I usually keep my month shut. Of coarse we all pay for people with no insurance. 3 K for a MRI. 7 K for a stent. We are paying for others.