As a retired Reservist about to turn 60, should I drop Blue Cross and go strictly with TRICARE or keep them both?

Tricare

I am on TriCare Reserve Select. I switched from Blue Shield (an HMO - $1200 a month) to TriCare (which is a PPO and I only pay $200 a month) when I retired from my Civilian job. I would expect that TriCare after 60 would be much cheaper than Blue Cross. If your Blue Cross is an HMO, TriCare will be better coverage also. I know that when I pull the pin at 60, I will keep my TriCare coverage as it’s much cheaper than my alternative.

I had a Federal employee program up until I reserve MIL retired at 60. I dropped the paid program because it cost $$$ and Tricare didn't. People get enamored with Tricare Prime which is a paid program. So you pay money to be forced to go to a MIL facility for which you need a referral to see a specialist. The plus side is you don't have to pay copay including pharmacy. It's just that they are stingy on referrals, hence tend to watch people die vs. getting aggressive early. I went with Tricare Select (used to be called Standard) which is free. Not tied to a location. I live rural 2 1/2 hours from any MIL activity. I see the Doc, get whatever referrals, and then the copays work out far less than whatever I was shelling out for the Fed medical plan. When you hit 65, you start paying again as Medicare becomes your primary and you have to pay for Part B to be eligible to get Tricare for Life. If you keep Blue Cross, that is your primary but duplicates what you get for free. So everything now is Medicare Primary/Tricare Secondary. Don't see any bill other than Medicare premium and rarely an Express Scripts minor ding.