Posted on Aug 22, 2016
SSG Indirect Fire Infantryman (Mortarman)
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Some say do your 20 others say there is a point requirement. Some say it both.
Posted in these groups: Retirement logo Retirement
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Responses: 26
MSG Pat Colby
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Points are used when calculating your Pension. More points = more money.
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MAJ Contracting Officer
MAJ (Join to see)
>1 y
Yep, you need a total of 1000 points to retire + 20 good years = 50 points per year * 20 years! Although it would be very difficult to only get 50 points per year and still get 20 good years.
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SFC Ncoic
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>1 y
Things to Know To retire from AR You need a min. of 20 good years. A Good year is 50 performance points during your Sign up date annul year. A standard year would have 15 points membership, 14 days AT, 48 points for drill weekends, ( 2 pts per day for drill weekends) 15+14+48+ 77 pts. Keep in mind you get one point for every active duty day you do. Schools and such. Retirement is based on total points and years served. You will get a value for each point earned. This number goes up every rank and steps up at, 22,24,26 can not recall if there is a step at 28 years. Now this is fun: A person can NEVER go to an AT and miss three complete drill weekends EVERY year for 20 years and still have 20 good years and retirement. Secret here is to get all the points you can. Correspondence counts but remember you can only get 365 points in one year.
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SMSgt Ang Senior Paralegal Manager For Af Professional Development/Af Jag School (Afjags)
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>1 y
You need to log into your personnel account and look at your records. If you don't know how - go to your personnel flight and have someone help you with it. You should also be getting a yearly summary showing your points for that year and what your total service is. Many guard members have mixed service - active and reserve - as other stated you need 20 good years to get a full retirement and then you can calculate your pension by using an online calculator - pay grade, years of service, points - it will tell you what your project pay will be when you turn 60.
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CAPT Kevin B.
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It's like "Whose Line is it Anyways". Everything is made up and the points don't matter. So you have to make 20 good years minimum. That is usually a combination of active days, inactive drills, correspondence courses, etc. So the magic number is 50 in your Anniversary Year. Extra points mean more in your monthly direct deposit when you turn 60. BTW NEVER RESIGN once you hit 20 or better. That freezes your benefit at the rate that day. Instead transfer to the Retired Reserve, Fleet Reserve, or equivalents. Yes they can recall you between then and 60 but the odds are very very low and if they do, you'd likely want to do it anyways because it's that bad. Your retired pay will be based on the pay scale at age 60. I wound up with around 5500 points so piling on the points makes a difference.
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CAPT Hiram Patterson
CAPT Hiram Patterson
>1 y
With 12 years of active time (including 4 deployments) plus another 20 on reserve time my points piled on just like yours. Made a big difference in retired pay than just getting the basic 75 points a year.
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SSG Tim Thornton
SSG Tim Thornton
>1 y
I'm like you Sir, I will have over 5500 points as well at retirement. The other thing you have to remember is it is based on your last 3 years as far as what percentage of what salary you were getting. So just for S & G, if your pay was 1100, 1200, 1250 for the last three years, they are going to go off of 1183.00. Your right about staying on the retired reserve list, that increases those numbers I was just talking about.
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Capt Retired
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Edited >1 y ago
Unless it has changed you need 20 good years. Good years may be why some say point requirement.

Of course full pay and benefits do not start until you reach 60 years of age.

Note: Active duty years do, of course, count.
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SFC(P) Drill Sergeant
SFC(P) (Join to see)
>1 y
CH (COL) (Join to see) - Thank you sir. Yeah i must agree once again get screwed. Hopefully before i retire maybe it will switch to including all your Active Duty years.
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CH (COL) Command and Unit Chaplain
CH (COL) (Join to see)
>1 y
Congress' intent was for all contingency time, period, beginning with the change to an operational reserve (Bosnia). However, they neglected to write an effective date into the legislation. Donald Rumsfeld convinced President Bush to establish the date through the use of a signing memorandum which made the date of the signature of the legislation the effective date. It will have cost me personally, over $300,000.00 in retired pay because I was so young. Congress could reverse this through additional legislation or another president could do it through a subsequent executive order.
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LTC Tim Ellis
LTC Tim Ellis
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CH (COL) (Join to see) - Roger that, my unit was mobilized twice after 9-11 but prior to 2008, so no soup for me.
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CH (COL) Command and Unit Chaplain
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LTC Tim Ellis - I came back 100% total and permanent. It cost me my house and almost my marriage.
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