2LT(P) Private RallyPoint Member 9054816 <div class="images-v2-count-0"></div>2LT with about 4.5 years in, with 4 of those years getting E3, E4, and cadet. I plan to ride out the 20 years, mainly because you cant beat tricare over anything else. Here&#39;s the scenario:<br />20 years purely M-day without any deployments or rotations (to be conservative) and the only &quot;active duty&quot; time i get was BCT/AIT, BOLC, CCC, and maybe ILE... <br /><br />I was told that once I REFRAD at 20 years, i will get a very small stipend equivalent to a MUTA 4 drill weekend every month until I&#39;m 60, which then I&#39;ll get the active duty pension. I was also told I can continue to pay tricare reserve select until I&#39;m 60 and then get the free tricare. By 6 years TIS, ill be eligible for the VA home loan (again, no deployments to be conservative) <br /><br />Is there anything else I may be missing or mislead? This information came from our brigade recruiting and retention NCO. I appreciate your help! 2025-12-23T19:41:42-05:00 2LT(P) Private RallyPoint Member 9054816

<div class="images-v2-count-0"></div>2LT with about 4.5 years in, with 4 of those years getting E3, E4, and cadet. I plan to ride out the 20 years, mainly because you cant beat tricare over anything else. Here&#39;s the scenario:<br />20 years purely M-day without any deployments or rotations (to be conservative) and the only &quot;active duty&quot; time i get was BCT/AIT, BOLC, CCC, and maybe ILE... <br /><br />I was told that once I REFRAD at 20 years, i will get a very small stipend equivalent to a MUTA 4 drill weekend every month until I&#39;m 60, which then I&#39;ll get the active duty pension. I was also told I can continue to pay tricare reserve select until I&#39;m 60 and then get the free tricare. By 6 years TIS, ill be eligible for the VA home loan (again, no deployments to be conservative) <br /><br />Is there anything else I may be missing or mislead? This information came from our brigade recruiting and retention NCO. I appreciate your help!

2025-12-23T19:41:42-05:00 2025-12-23T19:41:42-05:00 CPT Lawrence Cable 9054874

<div class="images-v2-count-0"></div>As far as I know, there is no pay until 60 with 20 years and at least 50 points per year. People may be confusing the continuation incentive available with the blended retirement between year 8 and 12 of service. You can calculate your pay by dividing your total point you get for retirement. 100 points a year equal 2000 points divided by 360=5.56 years for pay. 2.5% x 5.56=13.9% of you top three average base pay. I assume you need to make Major at least to retire, current pay $10,509 a month, so about $1460 a month,<br />A 100 points a year is low for an Officer, BTW.

2025-12-23T22:24:00-05:00 2025-12-23T22:24:00-05:00 2025-12-23T19:41:42-05:00