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I have an initial 3 years TIS active duty, 8 years reserve and another 3 return to active duty. So quick questions, can I retire in 5? Or do I have to finish out another 14 on active duty since it’s a different component?
Time in Service
Transition
Reserves
Staying Active
Posted 3 y ago
Responses: 32
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A lot of bits and pieces of info in here so let me put it all into one piece.
Only your active duty time counts towards calculating the 20 years retirement. Any days you spent in active status during your Reserves time counts toward your 20 years as well, that includes schools, AT, and deployments.
Your reserve time counts toward your pay. So you have six+ years towards retirement but 14 towards pay. Your retirement pay is based off the final 36 months of your pay, so you'll have a higher retirement at 20 years than someone else of the same rank at 20 years because you'll be getting paid at the 28 year rate.
You had one year to enroll in BRS when you returned to active duty, if you didn't then the opportunity is gone.
Only your active duty time counts towards calculating the 20 years retirement. Any days you spent in active status during your Reserves time counts toward your 20 years as well, that includes schools, AT, and deployments.
Your reserve time counts toward your pay. So you have six+ years towards retirement but 14 towards pay. Your retirement pay is based off the final 36 months of your pay, so you'll have a higher retirement at 20 years than someone else of the same rank at 20 years because you'll be getting paid at the 28 year rate.
You had one year to enroll in BRS when you returned to active duty, if you didn't then the opportunity is gone.
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MAJ Robert Philpot
1SG Steven Malkowski - I knew a guy who drilled for points only (DFPO) every year during a special summer camp we ran for troubled youth. He was a physician and LTC. This was in the Army National Guard
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SFC Mike Thompson
I spent 22 1/2 yrs in the TX Guard. I went on Title 10 several times. Total was about 6 1/2 yrs. Guard goes by points. I believe it is 48 point to have a good year. Includes AT. I was in Bosnia and Iraq plus time at the Border. As an E-7 my retirement pay was about half of an A D E-7 with same amount of time. You get 1 point per 4hrs or 2 points per weekend and 1 for 1 for Annual Training daily.
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SSG James Oscarson
1 point for 4 hours is 4 points per weekend and sometimes we attended a Friday night that was 4 hours an for 5 points that weekend. That also was five days of military pay. We worked two or two and half days and got 4 or 5 days pay. As for points, if you attended all drills it was 48 to 50 points, 15 days, 15 points for annual training and 15 points a year as a credit for being a member of the guard. Total of 98 points a year on average. A good year equaled 50 points. I retired an SSG with over 26 years credit. Pay is decent and helps with expenses.
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SFC (Join to see)
SSG James Oscarson points only apply for Reserve Retirement, points are not used in an Active Duty retirement
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MSG (Join to see) Do not ask a recruiter about various retirements available. I did once and was personally embarrassed at his lack of knowledge. Retirement is not a Recruiter’s mission!
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SFC (Join to see)
That’s unfortunate. We weren’t taught the computations but we were briefed on how it works. Your PAC section can do the computations though.
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COL (Join to see)
The best resource on retirement is another retired soldier or the Retirement center on post.
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If you want an Active duty retirement, you have to do another 14 years.
If you want a reserve retirement, meaning retirement at 60 years old, then you can retire in 5 years (check with Army HR for details).
The Reserve retirement is by points which means 1 point for every day of active duty, a typical Reserve weekend is good for 4 points.
With 12 years Active and 8 years of Reserve, you would have approx 4884 points. A typical 20 year active duty career would give you 7300 points (365 days x 20 years).
A retired active duty 20 year MSG would make approx 2850 a month (50% of base scale) under the 2021 pay scale
A reserve 20 year MSG retirement with 4884 points would make a little less than 2000 a month.
Keep in mind that if you go Reserve retirement, your Tricare will not kick in until you turn 60
If you go the reserve retirement, confirm with HR that your points are verified. A lot of people retire from the Reserve only to find out when they apply for the retired pay that some or a lot of their points were never counted.
You can request your previous pay statements that can be used to verify your points.
If you want a reserve retirement, meaning retirement at 60 years old, then you can retire in 5 years (check with Army HR for details).
The Reserve retirement is by points which means 1 point for every day of active duty, a typical Reserve weekend is good for 4 points.
With 12 years Active and 8 years of Reserve, you would have approx 4884 points. A typical 20 year active duty career would give you 7300 points (365 days x 20 years).
A retired active duty 20 year MSG would make approx 2850 a month (50% of base scale) under the 2021 pay scale
A reserve 20 year MSG retirement with 4884 points would make a little less than 2000 a month.
Keep in mind that if you go Reserve retirement, your Tricare will not kick in until you turn 60
If you go the reserve retirement, confirm with HR that your points are verified. A lot of people retire from the Reserve only to find out when they apply for the retired pay that some or a lot of their points were never counted.
You can request your previous pay statements that can be used to verify your points.
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