RallyPoint News 7284481 <div class="images-v2-count-1"><div class="content-picture image-v2-number-1" id="image-630976"> <div class="social_icons social-buttons-on-image"> <a href='https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.rallypoint.com%2Fanswers%2Fget-more-out-of-your-credit-card%3Futm_source%3DFacebook%26utm_medium%3Dorganic%26utm_campaign%3DShare%20to%20facebook' target="_blank" class='social-share-button facebook-share-button'><i class="fa fa-facebook-f"></i></a> <a href="https://twitter.com/intent/tweet?text=Get+More+Out+of+Your+Credit+Card&amp;url=https%3A%2F%2Fwww.rallypoint.com%2Fanswers%2Fget-more-out-of-your-credit-card&amp;via=RallyPoint" target="_blank" class="social-share-button twitter-custom-share-button"><i class="fa fa-twitter"></i></a> <a href="mailto:?subject=Check this out on RallyPoint!&body=Hi, I thought you would find this interesting:%0D%0AGet More Out of Your Credit Card%0D%0A %0D%0AHere is the link: https://www.rallypoint.com/answers/get-more-out-of-your-credit-card" target="_blank" class="social-share-button email-share-button"><i class="fa fa-envelope"></i></a> </div> <a class="js-track-native-ad" target="_blank" data-native-ad-id="1175" href="https://www.navyfederal.org/resources/articles/credit-debt/credit-card-rewards.html?cmpid=bn|rallypoint|evgrn|rsc|article|rpnativetext|10/04/2021|ml|null"><img src="https://d1ndsj6b8hkqu9.cloudfront.net/pictures/images/000/630/976/large_v3/66cdc789.jpg" alt="66cdc789" /></a></div></div>Looking to stretch your dollar? Navy Federal explains how using a rewards credit card may add money to your wallet.<br /><br />Who couldn’t use a little extra money to pay for the things they want? Each time you use it, a rewards credit card earns you cash or points toward merchandise, travel and more. Navy Federal explains your options and how you can make the most of a great perk. Insured by NCUA. Get More Out of Your Credit Card 2021-09-20T17:06:05-04:00 RallyPoint News 7284481 <div class="images-v2-count-1"><div class="content-picture image-v2-number-1" id="image-630976"> <div class="social_icons social-buttons-on-image"> <a href='https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.rallypoint.com%2Fanswers%2Fget-more-out-of-your-credit-card%3Futm_source%3DFacebook%26utm_medium%3Dorganic%26utm_campaign%3DShare%20to%20facebook' target="_blank" class='social-share-button facebook-share-button'><i class="fa fa-facebook-f"></i></a> <a href="https://twitter.com/intent/tweet?text=Get+More+Out+of+Your+Credit+Card&amp;url=https%3A%2F%2Fwww.rallypoint.com%2Fanswers%2Fget-more-out-of-your-credit-card&amp;via=RallyPoint" target="_blank" class="social-share-button twitter-custom-share-button"><i class="fa fa-twitter"></i></a> <a href="mailto:?subject=Check this out on RallyPoint!&body=Hi, I thought you would find this interesting:%0D%0AGet More Out of Your Credit Card%0D%0A %0D%0AHere is the link: https://www.rallypoint.com/answers/get-more-out-of-your-credit-card" target="_blank" class="social-share-button email-share-button"><i class="fa fa-envelope"></i></a> </div> <a class="js-track-native-ad" target="_blank" data-native-ad-id="1175" href="https://www.navyfederal.org/resources/articles/credit-debt/credit-card-rewards.html?cmpid=bn|rallypoint|evgrn|rsc|article|rpnativetext|10/04/2021|ml|null"><img src="https://d1ndsj6b8hkqu9.cloudfront.net/pictures/images/000/630/976/large_v3/66cdc789.jpg" alt="66cdc789" /></a></div></div>Looking to stretch your dollar? Navy Federal explains how using a rewards credit card may add money to your wallet.<br /><br />Who couldn’t use a little extra money to pay for the things they want? Each time you use it, a rewards credit card earns you cash or points toward merchandise, travel and more. Navy Federal explains your options and how you can make the most of a great perk. Insured by NCUA. Get More Out of Your Credit Card 2021-09-20T17:06:05-04:00 2021-09-20T17:06:05-04:00 SGT Private RallyPoint Member 7323436 <div class="images-v2-count-0"></div><a class="dark-link bold-link" role="profile-hover" data-qtip-container="body" data-id="423412" data-source-page-controller="question_response_contents" href="/profiles/423412-navy-times">Navy Times</a> Most credit cards depend on you making less that total paymeny... with major interst charged. Response by SGT Private RallyPoint Member made Oct 16 at 2021 8:23 PM 2021-10-16T20:23:27-04:00 2021-10-16T20:23:27-04:00 CSM Darieus ZaGara 7333594 <div class="images-v2-count-0"></div>Just my strategy, it may not be for everyone. <br /><br />My personal practice is to always pay off the credit card within that month, I have never paid interest on a CC. I have on the other hand received handsome checks on the back side. <br /><br />This practice also kept my eye on the finances in an effort to retire early as I did. I was a Soldier for most of my life, salary assent huge but did allow for a respectable lifestyle. <br /><br />So don’t shy away from the cards, when properly managed they also allow for lower interest rates for cars, homes etc. Response by CSM Darieus ZaGara made Oct 24 at 2021 12:26 PM 2021-10-24T12:26:18-04:00 2021-10-24T12:26:18-04:00 Cpl Vic Burk 7336664 <div class="images-v2-count-0"></div>Credit card companies count on you not being able to pay them off at the end of the month. You don&#39;t see the money leaving your wallet and lose track of how much you spent. Before you know it you are up the creek without a paddle and pretty soon borrowing from Peter to pay Paul. That is where credit card companies want you so they can kill you with their ridiculous interest rates. Banks (and credit unions) pay you less than 1% by but are charging the card holder up to 24% or more. <br /><br />If you can&#39;t pay it off that month, don&#39;t get it unless it is a life or death situation. I pay mine off immediately online as soon as it moves from &quot;Pending&quot; to &quot;Posted.&quot; Response by Cpl Vic Burk made Oct 26 at 2021 3:25 PM 2021-10-26T15:25:16-04:00 2021-10-26T15:25:16-04:00 Sgt Private RallyPoint Member 7341913 <div class="images-v2-count-0"></div><a class="dark-link bold-link" role="profile-hover" data-qtip-container="body" data-id="1303014" data-source-page-controller="question_response_contents" href="/profiles/1303014-navy-federal">Navy Federal</a> Thank you. Response by Sgt Private RallyPoint Member made Oct 29 at 2021 12:40 PM 2021-10-29T12:40:05-04:00 2021-10-29T12:40:05-04:00 2021-09-20T17:06:05-04:00