How much in total pay does an E-3/PFC make after a 9 month kuwait deployment?

PFC Private RallyPoint Member — Sun, 05 Jun 2022 11:51:34 -0400

I don’t know if there’s a difference but I’m in the reserves. But i heard besides the base pay, I’m also getting BAH there and COLA? Idk what that is.
But in total of those with my base, after 9 months, let’s say I didn’t spend money, how much will i make after?

Thanks all.

Response by PFC Private RallyPoint Member made Jun 5 at 2022 11:59 AM

PFC Private RallyPoint Member — Sun, 05 Jun 2022 11:59:10 -0400

All i need is an estimate. Thank y’all

Response by CPT Private RallyPoint Member made Jun 5 at 2022 12:41 PM

CPT Private RallyPoint Member — Sun, 05 Jun 2022 12:41:57 -0400

You're probably looking at $30k+ if you save it all. Your BAH location is going to drive that.

Also, I don't know if they still do it, but you can save up to $10K at 10%, which is another $750 guaranteed. Now......... I tried, there are limits, and once you drop off mob orders the account closes and they wire you the money back (otherwise I would have left it in there forever).

The problem with that savings program is you have to personally go to finance, and finance will NOT LET YOU deposit the $10K in one single transaction. The max you can deposit at a time each month is your total pay check. So ironically........ the ones this program is suppose to help slows them down to get the benefit that is being given. A COL could do that in a single month. A PFC is going to spend a few months getting there.

Additionally........... as a PFC you'd have to get the personal time from your supervisor to attend to your personal business at finance while finance is open to make the deposit.

But it's a guaranteed 10% so don't neglect it.

Response by CPT Private RallyPoint Member made Jun 5 at 2022 12:55 PM

CPT Private RallyPoint Member — Sun, 05 Jun 2022 12:55:39 -0400

Also, that $30K I estimated........... I don't know how old you are, or when you plan to retire, but if you just banked that and put it in a run of the mill stock market index Mutual Fund in 30 years that $30K could be $900,000 without doing anything to it, and not even adding more to the balance.

Just saying, deployments like this are an astronomical financial opportunity for the young.

Don't blow it.

Response by SGM Jeff Mccloud made Jun 5 at 2022 4:12 PM

SGM Jeff Mccloud — Sun, 05 Jun 2022 16:12:17 -0400

Assuming you live in the same zip code of your unit, you are single with no kids, $26,244.
That's base and BAH.
But that would mean staying PFC for the entire time.
Odds are you will make SPC at some point during this rotation, if not before.
That changes the the total.
Also, where you really live is a factor. Where you really live may or may not qualify for COLA.

It's never too soon to learn how pay works.
Basic Pay:
https://www.dfas.mil/Portals/98/Documents/militarymembers/militarymembers/pay-tables/2022%20Military%20Pay%20Tables.pdf?ver=eyZKK478XVelcSQoEG7xFA%3d%3d
BAH Calculator:
https://www.defensetravel.dod.mil/site/bahCalc.cfm

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