How will you and your family be affected if the Court rules against Obamacare?

2015-06-17T10:39:52-04:00

How will you and your family be affected as a veteran if the Government has no Backup Plan if the Court Rules Against Obamacare.

Interesting article and I would like to see how this will affect some of our RP Members.

http://bloom.bg/1GYjVaM

The Government Has No Backup Plan If Court Rules Against Obamacare

Millions of Americans could lose their insurance if the U.S. Supreme Court rules against President Barack Obama on his health-care law. And with the decision due in the next two weeks, the government has no backup plan.

Response by Capt Private RallyPoint Member made Jun 17 at 2015 10:41 AM

2015-06-17T10:41:05-04:00

No affect here

Response by MSgt Michael Durkee made Jun 17 at 2015 10:42 AM

2015-06-17T10:42:53-04:00

My family and I are covered by Tricare, so no impact here.

Response by COL Private RallyPoint Member made Jun 17 at 2015 10:54 AM

2015-06-17T10:54:49-04:00

No impact. VA is considered ACA compliant and with the exception of out-of-pocket healthcare expenses I pay, majority of care is provided by VA.

Response by LTC Stephen F. made Jun 17 at 2015 11:04 AM

2015-06-17T11:04:11-04:00

COL Mikel J. Burroughs, I am fully covered by the VA. My sons are all adults - two are insured on their own, one is incarcerated at Fort Leavenworth so he should be covered and the other is unknown.
On the other hand my wife is completely uncovered by health insurance at this point.
The court ruling could affect us in several ways - one the fine which is called a tax for non-coverage may be invalidated - that would be a good thing. If in the unlikely event that the court invalidated enough of the Affordable Car Act so that it fell apart. After the dust settled, health care improvement may be able to progress in a reasonable, incremental and logical fashion at hopefully a lower cost to all concerned. I am still hopeful that tort reform will help draw down insurance costs and other actions will reduce the paperwork burden on doctors and their offices which would further reduce medical costs.

Response by Sgt Jay Jones made Jun 17 at 2015 11:13 AM

2015-06-17T11:13:16-04:00

My wife and I are well taken care of with my insurance that I carried into retirement from my employer and my medicare. My wife also has CHAMPVA which picks up the deductibles from my insurance I carried into retirement.

I am more concerned about my youngest daughter and my three grandchildren. They would be impacted by the repeal of the Affordable Care Act.

Response by LCDR Bruce Cooley made Jun 17 at 2015 11:20 AM

2015-06-17T11:20:57-04:00

Personally, it will lower my costs.....as my healthcare costs increased by over 45% when "Obamacare" was implemented. On a larger level....it is, in my opinion, unethical to force citizens to purchase something from a group of private companies that have never been under the same type of fiscal scrutiny as the smallest bank....

Response by CPT Jack Durish made Jun 17 at 2015 11:23 AM

2015-06-17T11:23:50-04:00

Those who believe that a court decision adverse to Obamacare will have no impact on them should stop and reconsider. It most likely will regardless of the method you are currently using to fund your healthcare today.

Obamacare is going to fail, regardless of the court's decision. It simply is not economically viable. Lacking a mandate that all Americans will be covered (the mystical single-payer system), it cannot maintain itself. Until it fails, it will continue to drag down all other systems. It is already scheduled to sap funds from Medicare. It will most likely sap funds from the VA system as its administrators struggle to keep it on life support. It is already driving health care providers out of the profession and closing health care facilities. You think that won't affect you?

Don't worry. We won't revert to the old system. It too was broken and cannot be resuscitated.

So what's going to happen? It's already happening in some places and it looks good to me. Healthcare practitioners are setting up private practices where they accept only direct payment. It's affordable because they aren't saddled with the costs of reporting to government- or private- run insurers and receiving only a small fraction of their invoices. I've even heard of CVS pharmacies that have doctors on staff who will walk you around the store to help you pick out the over-the-counter medications you need or write prescriptions that are filled while you wait.

I trust that local communities will take care of themselves just fine without Big Brother in Washington mandating another broken, politically-driven system full of bureaucrats making our health care decisions for us. Shouldn't that be left between doctors and patients?

Response by SPC Ben Cedeno made Jun 17 at 2015 12:05 PM

2015-06-17T12:05:12-04:00

The system has already failed before it began, how is obummercare going to help the majority when so many are exempt (Congress, The House, Senate, Muslims & even Barry & his family). Even if you made it mandatory for all, the system is to poorly designed to help anyone the right way. The only good thing about this plan is you can keep your kids on until a later age.

Response by Maj Chris Nelson made Jun 17 at 2015 12:06 PM

2015-06-17T12:06:04-04:00

Currently on AD, Tricare Prime...family is good to go. When I retire, I plan on doing Tricare Prime and will be within the 50 mile catchment area of an AD Military facility so should continue to be fine. Will also be close to VA facility.

Response by LT Garth Young (Ret) made Jun 17 at 2015 12:28 PM

2015-06-17T12:28:49-04:00

Maybe my doc will take Tri Care again!

Response by Capt Seid Waddell made Jun 17 at 2015 1:04 PM

2015-06-17T13:04:13-04:00

My costs should drop if it results in increased competition and not having to buy protection I will never need (such as maternity coverage for those of us in our 70s).

I have changed providers each of the past three years for significant overall cost savings, so it is clear that competition works. The best would be to be able to make choices based upon our individual needs.

If the court follows the law instead of ideological convictions, Obamacare should fall.

Response by SSG Leonard Johnson made Jun 17 at 2015 1:37 PM

2015-06-17T13:37:41-04:00

got no sympathy for any of them. They were warned this would happen after the law was passed in 2009. they're getting what they deserve

Response by SSG Donald Mceuen made Jun 17 at 2015 2:07 PM

2015-06-17T14:07:08-04:00

It looks like we will be ok to include my kids. They have jobs that provieds
insurance.

Response by PO1 John Miller made Jun 17 at 2015 4:22 PM

2015-06-17T16:22:50-04:00

It would probably lower my costs as well since I use TRICARE.

Response by SFC Boots Attaway made Jun 17 at 2015 5:23 PM

2015-06-17T17:23:50-04:00

It will not.

Response by LCDR Rabbah Rona Matlow made Jun 17 at 2015 5:38 PM

2015-06-17T17:38:04-04:00

For those of you who think Tricare protects them, maybe you should consider all the cuts to Tricare lately. It's making private insurance look more appealing day by day. I don't know what the numbers are like now, but prior to Obamacare, Tricare was paying 7% less than Medicare in my area, and providers were dropping Tricare like hot potatoes.

There are other providers who drop Medicare left and right. Once you hit 65 and end up on TFL (or if you're on SSDI, as I am, and have Medicare before 65) you are also very vulnerable. There are fewer and fewer Medicare providers every day.

I have heard from some providers that "Obamacare" pays less than even Tricare. That's a little misleading, because the ACA doesn't pay anyone. PRIVATE insurance companies sell all the insurance mandated by the ACA. The reason that costs are high and benefits poor is because there is no regulation on these providers, and they are taking advantage of beneficiaries in many ways.

Under old medical insurance ways, your employer/union made a contract with your insurer to provide certain benefits and charge certain charges. Under the ACA, there are no such bargaining chips - the insurance companies are free to do what they want.

Had the ACA just gone to universal Medicare, it would have been a much more efficient, effective solution, but keep in mind, Obama modeled the ACA on "RomneyCare" in Massachusetts. All of the ACA's flaws are brought to you courtesy of a completely paralyzed DC. Even during Obama's first two years in office with a Democrat Congress, he couldn't do much of what he wanted due to gridlock, filibusters, etc.

I don't know who the next President will be; I hope it's not a Clinton or Bush, but from the choices I have seen so far, I am afraid, very afraid...

Response by SCPO Private RallyPoint Member made Jun 17 at 2015 9:19 PM

2015-06-17T21:19:47-04:00

Will not be at all. TriCare (which is an entitlement) and VA. Greatest coverage possible. Then Medicare kicks in just around the corner.

Response by SFC Collin McMillion made Jun 18 at 2015 3:09 PM

2015-06-18T15:09:47-04:00

Me, I'm moving my family back to the Philippines and enjoy the time left. For the price I would pay for Obamacare, I can see a Dr. 2 or 3 times a day every day.

Response by SSG Trevor S. made Jun 19 at 2015 10:15 AM

2015-06-19T10:15:57-04:00

The only effect we will see is the backlash of "pen using" that will result if it happens.