Posted on Jan 11, 2018
Regarding Retirement, how does the Army Reserve Retirement differ from Active Duty? How about AGR?
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So I'm a 68W SGT(P) waiting on an ALC date. When my contract is up I will be sitting at 10 years TIS. I want to do the 20, but unless I can somehow manage to swing Ft Huachuca and retire out of there it seems highly unlikely, (I have a son I have shared 50/50 physical custody with who lives in Tucson. 1hr45mins away from Huachuca)
Currently I am a DA Select recruiter working out of Tucson, Az. set to ETS Feb 2021. My question is how does my 10 years TIS roll over if I were to switch over to Army Reserve and how does the retirement differ Active Duty? Should I look more into applying for AGR?
I have a basic understanding of the good year/bad year for AR, but not sure how my 10 years Active Duty plays a part.
I have a few years left but I don't want to be caught up last minute. Appreciate the insight and advice.
Currently I am a DA Select recruiter working out of Tucson, Az. set to ETS Feb 2021. My question is how does my 10 years TIS roll over if I were to switch over to Army Reserve and how does the retirement differ Active Duty? Should I look more into applying for AGR?
I have a basic understanding of the good year/bad year for AR, but not sure how my 10 years Active Duty plays a part.
I have a few years left but I don't want to be caught up last minute. Appreciate the insight and advice.
Posted in these groups: 
Army Reserve Unit Administrator
Retirement
Army Reserve Unit Administrator Retirement
Posted >1 y ago
Responses: 11
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As someone that had almost 11 years AD before moving over to the reserves I can say this. Each year of AD will be 365/366 points in the Reserves. so you add that to your weekend Battle assemblies every 4hrs equals 1 point so for a MUTA 4 you get 4 points, each day on AD orders for schools or Annual training is 1 point per day. You used to get points I believe it was 1 point for every 5 hrs of correspondence courses. Also any additional AD either for training or AT is 1 point. You need a certain number of points a year I believe its 48 for a good year (I have been retired for 5 years so I may not be 100% correct) So in reality you need 10 more good years in the Reserves to be considered a gray area retiree. I HIGHLY RECOMMEND NOT RETIRING UNTIL YOU GET YOUR 20 YEAR LETTER IN YOUR HANDS AND ALL YOUR POINTS CHECKED AND DOUBLE CHECKED. Reservist Normally get the retirement pay at 60 unless they did AD deployments after Jan 2008 then for every 90 days on AD in each Physical year you get 90 days off your pay date (Earlier pay). You can only stay until you are 60 if you are not MRD'd earlier due to rank or PULHES. Normally a Reservist will have around 3500 points at 20 years I have around 7500 due to AD time and 20 years in the Reserves. Hope this helped but there are some better and more knowledgeable folks on here that may steer you better. I haven't a clue about AGR but the NCO's I know so its cut throat for promotions and postings.
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MAJ (Join to see)
AGR is tough for promotion because they all retire at 20 years but most start out as an E6 with 3 years in active federal service, so they need to work 17 years as an AGR before they can retire, there aren't an overabundance in E8-E9 slots so many AGR have very, very slow promotion rates, you basically agree to stay an E7 until you hit 18 years, so it isn't uncommon for a SFC to have 13 years Time in Grade. Simply because if they promoted the E7 with 7 years in service no one else could get promoted until he retires in 13 years due to the vacancy being filled.
AGR offers great positions, fewer PCS's, and fewer deployments than most AD jobs.
AGR offers great positions, fewer PCS's, and fewer deployments than most AD jobs.
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CPT Lawrence Cable
A couple of corrections. You need 50 points as a Reservist/National Guard for a good year, but besides the points you mentioned, you get 15 points for membership. So doing just minimum, you should have 48 points for weekend UTA's, 14 points for AT and 15 for membership, which equal 78 points a year. No points for correspondence course anymore. I agree about waiting for you letter of eligibility before requesting transfer to the retired reserve, which you have to do to maintain your Gray Area benefits, such as they are.
As a quick retirement pay calculations, add all the points up and divide by 365. That is how many years credit toward pay you will get. So with ten years active and say averaging 100 points a year, as a senior sergeant you probably do a lot more, that would give you 4365 points at 20 years, or just a bit over 12.7 years. Multiply that x2.5 percent and you would get 31.75 percent of you base pay at retirement.
One last point is the HRC no longer automatically sends out your retirement packet.
As a quick retirement pay calculations, add all the points up and divide by 365. That is how many years credit toward pay you will get. So with ten years active and say averaging 100 points a year, as a senior sergeant you probably do a lot more, that would give you 4365 points at 20 years, or just a bit over 12.7 years. Multiply that x2.5 percent and you would get 31.75 percent of you base pay at retirement.
One last point is the HRC no longer automatically sends out your retirement packet.
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Under some of the newer retirement rules I would not know the particulars, but going off the older high three system for the Guard. Every completed active RYE year is worth 360 points, so your 10 good years are worth 3600 points, now how long you stay in, what grade you are at, increases in pay and rank over time frame will change what you will receive at age 60.
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MAJ (Join to see)
Take into consideration that 10 good years probably aren't all on active duty so the 3600 points is probably 2-3 times more than most guardsmen will have.
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If I understand what you're asking, here's the basics of what you are looking for based on the legacy retirement system:
1. 10 years Active + 10 years USAR (~75 points/year) = ~30% Base Pay upon reaching retirement age (~60).
2. 10 years Active + 10 years USAR AGR = 50% Base Pay upon retirement
3. If want to stay close to Tucson, USAR AGR is not for you. There are a lot of opportunities for AGR Medics, but you will PCS every 3-5 years.
4. Another option to consider is AZ NG AGR, but then I believe you are on state retirement, so you would need to speak to someone with more NG knowledge.
Long story short, if being close to your son is important, then USAR TPU would be your best bet.
1. 10 years Active + 10 years USAR (~75 points/year) = ~30% Base Pay upon reaching retirement age (~60).
2. 10 years Active + 10 years USAR AGR = 50% Base Pay upon retirement
3. If want to stay close to Tucson, USAR AGR is not for you. There are a lot of opportunities for AGR Medics, but you will PCS every 3-5 years.
4. Another option to consider is AZ NG AGR, but then I believe you are on state retirement, so you would need to speak to someone with more NG knowledge.
Long story short, if being close to your son is important, then USAR TPU would be your best bet.
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