Should I cancel my insurance plan before I ship to BCT?

SPC Private RallyPoint Member — Mon, 04 May 2020 11:26:55 -0400

I currently have a health insurance plan, I wonder if I should cancel it now before I ship next week.

Response by LTC Private RallyPoint Member made May 4 at 2020 12:11 PM

LTC Private RallyPoint Member — Mon, 04 May 2020 12:11:11 -0400

I'd wait until the morning you ship out to cancel, just in case something comes up and your ship date gets pushed out.

Response by SSG Carlos Madden made May 4 at 2020 12:20 PM

SSG Carlos Madden — Mon, 04 May 2020 12:20:04 -0400

Are you going on AD or Res/NG?

Response by SGT Ben Keen made May 4 at 2020 12:30 PM

SGT Ben Keen — Mon, 04 May 2020 12:30:34 -0400

Wait until you actually ship out. That way you are good to go.

Response by SFC Ralph E Kelley made May 4 at 2020 1:45 PM

SFC Ralph E Kelley — Mon, 04 May 2020 13:45:55 -0400

You should be able to call the Insurance Company and tell them what date to cancel it.
Unless you're already raised your hand and sworn the oath I would wait till afterwards.

Response by SGT Eric Davis made May 4 at 2020 5:43 PM

SGT Eric Davis — Mon, 04 May 2020 17:43:10 -0400

Depends if you are AD OR Reserse/NG? If you are AD I would wait til like you 2nd week or plan ahead and let your insurance company know to automatically cancel on a certain date that way you know your insurance is in affect with the military. If you are reserve or NG I’ll keep it cause you will need it when you get back!

Response by PO1 John Johnson made May 5 at 2020 6:25 AM

PO1 John Johnson — Tue, 05 May 2020 06:25:12 -0400

Check with your agent, as some Insurance Policies do not insure you against accidents incurred while in the Military on a policy written prior to entering Military Service. Your policy should have some sort of reference written into it so read it and check. PS: You're in the Military the very second you raise your hand and state the oath at MEPPS.