Posted on Nov 19, 2015
CPT Intelligence Analyst
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Hey everyone. I was wondering your suggestions. Say I go to BOLC for 4 months. What are your suggestions as to car insurance? I won't have my POV on post so what would you suggest? Get rid of it for the 4 months I'm gone or keep it?
Posted in these groups: Insurance1 InsuranceAd685f74 BOLC Student
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Responses: 9
CPT Risk Compliance Manager
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Don't cancel your policy. Several insurance carriers factor into their rates long you have had continuous coverage. Your rates post-BOLC would only go higher. I would just strip down my coverage to state minimums with respect to liability and remove the collision coverage.
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CPT Intelligence Analyst
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I appreciate the answer sir.
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PVT Robert Gresham
PVT Robert Gresham
5 y
CPT (Join to see) CPT (Join to see) I agree. Plus the fact that leaving your car sitting uninsured is just asking for someone to damage it in some as yet unthought of way. Better not to have a surprise bill, and headache, during BOLC, or when you return.
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SPC David Hannaman
SPC David Hannaman
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CPT (Join to see) - I would recommend calling your insurance agent though, they might give you a discount for a couple of months... never hurts to ask.
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LTC Paul Labrador
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If you are going to drive at all, you need to maintain your car insurance. Period. If you are going to store your car, most companies will offer you storage insurance which is magnitudes cheaper than full coverage and there is no lapse in coverage. That is what I did when I stored my vehicle for my 2 combat tours and 2 overseas short tours. If you have USAA ask them about it.
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MAJ Armored Combat Command Commander
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Why wont you have a car at BOLC?
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CPT Intelligence Analyst
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I live in Alabama and transferring to MI and my car wouldn't make it to Arizona and back.
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MAJ Armored Combat Command Commander
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Sorry about your POS.
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LTC Paul Labrador
LTC Paul Labrador
5 y
CPT (Join to see) - another option is if you are close to or planning on selling your car anyways for that LTmobile that we all got, you may just want to sell it now, not worry about insurance, then get a new one when you get home (or at OBC).
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MAJ Armored Combat Command Commander
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USAA has low rates for cars that are not driven, its as easy as a quick phone call.
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