What are your thoughts on the Affordable Care Act?

SGT R. Bryan Sheme — Fri, 06 Dec 2013 10:06:53 -0500

I have insurance however out of pure curiosity, I went to the healthcare.gov website to see what it would cost me and my family if for some reason my insurance was ever dropped.

Currently paying approx $300 per month with no deductible, $25 office visits, etc to the cheapest ACA plan at $788 per month with a $6,000 deductible and 40% after the deductible is met.

I make a decent salary and I would go bankrupt in a couple months if I had to pay these cost. Just curious where the "AFFORDABLE" part comes into play.

Response by SSgt Private RallyPoint Member made Dec 6 at 2013 10:09 AM

SSgt Private RallyPoint Member — Fri, 06 Dec 2013 10:09:19 -0500

It is a total debacle. And it is going to be repealed.

Response by SSG Private RallyPoint Member made Dec 6 at 2013 10:11 AM

SSG Private RallyPoint Member — Fri, 06 Dec 2013 10:11:57 -0500

Thank god I live in Massachusetts, probably one of the only times I have ever said this.

They instituted mandatory healthcare a few years back and we did not notice an appreciable difference in health insurance cost.

Response by SPC Rachel Stubbs made Dec 6 at 2013 10:13 AM

SPC Rachel Stubbs — Fri, 06 Dec 2013 10:13:23 -0500

From all the information I have seen is that for most people if they got a plan their premiums would go up. The one thing that I have the most dislike for is, that it is mandatory for a person to have health insurance. I do work with a single mom who couldn't afford the company health care because it was expensive. Now she can't afford the ACA health care either because it is too expensive for her also. But yet it is mandatory. I just do not see how it is going to benefit those who are less fortunate if they can not even afford to buy it, since it is mandatory.

Response by LTJG Robert M. made Dec 6 at 2013 10:23 AM

LTJG Robert M. — Fri, 06 Dec 2013 10:23:12 -0500

I have followed this plan since it came out in 2009. It is performing to design, not failing as the media has reported. The plan, as written, was to launch ACA, destabilize the insurance industry and then implement a single payer government controlled health care system. Affordable in the name was just a marketing strategy.

My personal View.

Response by SSgt Private RallyPoint Member made Dec 6 at 2013 10:47 AM

SSgt Private RallyPoint Member — Fri, 06 Dec 2013 10:47:45 -0500

It appears as if a Superpac is helping fund Sen Kay Hagan and this was contrary to what I saw last night, but still the increasing pressure is a good thing because this is bad for America.

Response by SPC Matthew Birkinbine made Dec 6 at 2013 10:59 AM

SPC Matthew Birkinbine — Fri, 06 Dec 2013 10:59:42 -0500

I think the name sounds good, but doctors have to make money to pay back all of those student loans. Granted, they do way more than that with what they make now, but this' gonna be bad for the medical field and all who are affected by it. I'm talking about doctor shortages and over usage in demand.

Response by SFC Matthew Parker made Jun 27 at 2015 12:31 AM

SFC Matthew Parker — Sat, 27 Jun 2015 00:31:00 -0400

I like the intent of the plan, give those without insurance a policy to help with medical care. I don't like some of the things in the plan like making a male pay for a policy that covers female birth control. Plans need to be redesigned and adjustable.
Tweek it, and lets see how affective we can make it.

Response by 1LT Private RallyPoint Member made Jul 25 at 2017 2:57 PM

1LT Private RallyPoint Member — Tue, 25 Jul 2017 14:57:13 -0400

I pray for a return to the later. Then from a NOT RUSHED time, go into the needs and NO ONE IS EXEMPT NOR TAXED.