MSG Anthony DiFondi 1486354 <div class="images-v2-count-0"></div>I use USAA and have a rate of 6.25%. I have excellent credit, so I want to know what is out there. What do you have and where are you getting it? Where are you getting the best credit card rates? 2016-04-28T16:32:23-04:00 MSG Anthony DiFondi 1486354 <div class="images-v2-count-0"></div>I use USAA and have a rate of 6.25%. I have excellent credit, so I want to know what is out there. What do you have and where are you getting it? Where are you getting the best credit card rates? 2016-04-28T16:32:23-04:00 2016-04-28T16:32:23-04:00 MSG Brad Sand 1486373 <div class="images-v2-count-0"></div>There are a lot of options and also check to see if they have lower rates for soldiers. Response by MSG Brad Sand made Apr 28 at 2016 4:38 PM 2016-04-28T16:38:16-04:00 2016-04-28T16:38:16-04:00 MCPO Roger Collins 1486436 <div class="images-v2-count-0"></div>Actually, I pay off all credit care bills monthly and never pay fees or anything, along with points that give you store credit for purchases. LLBean VISA. Response by MCPO Roger Collins made Apr 28 at 2016 4:58 PM 2016-04-28T16:58:15-04:00 2016-04-28T16:58:15-04:00 LTC John Shaw 1487434 <div class="images-v2-count-0"></div>I use USAA because I trust the company verses competition, not for lowest rate. For a revolving line of credit your rate is great. Response by LTC John Shaw made Apr 29 at 2016 12:00 AM 2016-04-29T00:00:47-04:00 2016-04-29T00:00:47-04:00 SMSgt Lawrence McCarter 1927346 <div class="images-v2-count-0"></div>I also use USAA but also another card USAF services which is also a Military club card . i tend to use debit cards also as the money is already there and I&#39;m not paying interest. i also overpay on the bills full amount plus when I get them, they don&#39;t like to pay interest so if i don&#39;t charge they send Me back a check so they don&#39;t have to pay interest to Me. I deposit those in My checking account when I receive them. Response by SMSgt Lawrence McCarter made Sep 27 at 2016 2:01 PM 2016-09-27T14:01:18-04:00 2016-09-27T14:01:18-04:00 2016-04-28T16:32:23-04:00