We’re here for the holidays. Buy gifts now, pay over time with payroll allotment

Thank you for the information!

Hey there, I'm new to this forum, but I saw your post about buying gifts now and paying later with payroll allotment. IMO, that doesn't sound like something reasonable. I'd rather think of saving some money and buying personalized gifts. I found this cool website called Magnitude Gifts ( https://www.magnitudegifts.com/ ) that has some awesome options. Plus, you can still use your payroll allotment to pay for them over time. Have you ever guys bought gifts and paid for them later?

As a general rule of thumb one shouldn't finance anything that doesn't have a secondary used market for it such as vehicles, and homes. Going into debt for holiday gifts is a bad idea.