Do you SCUBA dive?

Yes Ma'am, I totally feel you on the whole warm water in Hawaii thing. I am not at all interested in diving in cold water.

I might be the only one who got hypothermia off the Virgin Islands while diving. My small size and slow breathing made me first in, last out since my tank still had air.

Drove one time in Hawaii. LOVE IT!!! 5 years there and did not take advantage of the opportunity to get certified.

Finally found an old pic in a box. I know this is Hawaii because of the wet suit.

Truk and Bikini Atoll are on my bucket list.

Bikini only does live-aboards now, but you have GOT to go. The wrecks are disintegrating quickly due to (we think) micro-fractures in the carbon steel caused by the nuclear detonation overpressure. This allows seawater to go inside the metal, which is accelerating the corrosion from the inside-out. 7:^(

As an SM, you may be able to get permission to dive the Prinz Eugen at Kwajalein. I haven't been able to get permission... yet.

Truk is awesome. Much easier (and cheaper) to get to than Bikini.

Check out Homestead crater in Utah, the waters just fine for swim trunks even in three inches of snow !