O-1e pay eligibility question. I've read FMR May 2020 but it's still a bit unclear. Does anyone have specific experience with this?

Your points are not what determined your eligibility. Your days spent in an active duty status are what count towards the over 4 years required O-E pay

That means any time covered under a DD-214, anytime covered under activation orders 4 Federal activation, and if you are looking at a points worksheet, any days points covered under the AD column are worth one day per point. Just expect that you will need to take all of your documents to your S1 or career counselor once you get to your first unit and have them do a ba 1506

I’m a mustang officer and as others have stated you need 4-years active duty plus 1-day to qualify for e-pay. I had a junior officer under my command who had a bit under 4-years and had to repay 12-months of e-pay back.

When I direct commissioned I took my DD214s plus my drill point documentation and had the AF recompute my DIEMS date and PEBD. I had served more than 4-years enlisted active duty but wanted the documentation updated on the AF side. You should also provide similar documentation to the Army for similar reasons. If you have been a pure reservist with no appreciable active duty that equates to 4-years you will miss out on the e-pay. There has always been a misconception of who qualifies for e-pay.

Good luck with your new career.

I was a LT with a guy who got released from active duty just prior to the 4 year mark to go to west point. He also was not an O-1E.