Posted on Oct 5, 2022
46% of Americans continue to make this expensive credit card mistake
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Posted 2 y ago
Responses: 4
You're right, sir. Utilization is key! Credit bureaus tend to like anything under 30% but I try to keep mine under 10% with a high available balance.
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I and my wife pay off all balance down to zero. We have no outstanding loans and the house in paid off. Yes we have a high score but not a prefect 800. The reason given...my water bill is late because it generally arrives the day after it is do. When that happens, my wife becomes a force of nature and storms the billing office. Point is you have to stay on top of your finances and all bills to get a high credit score.
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