Dependency and Indemnity Compensation: The Invisible VA Benefit

BONUS-FOR THE VETERAN OF THE VETERAN SHARE OF THE DAY

In this post, we’re talking about dependency and indemnity compensation.

Why should I apply?
100% Permanent and Total Disability, or 100 p&t, this is one of the most unknown and overlooked exclusive VA benefits. Most of the 100% P&T Veterans only take advantage of the disability, based on the current stage of life they’re in. However, I would like to explain to you the benefit of looking into this option if you are rated 100%.

We see two different areas in which Veterans are in, and the steps they take for DIC have resulted. However, we would encourage anyone at 100% P&T to look into the program.

Between the ages of 25-45 may lean towards the educational benefits and their own state benefits that cater to the 100% disabled.

Between the ages of 46-65 may seek medical care from the VA for their dependents.

However, from age 65 and above, they’re planning ahead. But wait a minute! We’re all 100% disabled for a reason…right? Usually, that means your mental and or physical condition has deteriorated to the point of no return. So why isn’t the (DIC) our first priority?

At first, I too overlooked this benefit until USAA turned me down for an increase to my current life insurance policy because of my condition. I was taken back and confused as USAA has never told me “no” in over 20 years. As I learned about what it meant to be 100% disabled and the benefits that followed, I ran across this article from Chisholm, Chisholm & Kilpatrick CCK Law that introduced me to one of the most important benefits for individuals with significant others and or dependants.