Major, This would be a tough decision to make. I do hope the military provides a means to give individuals a program they can use to help them figure out which way to go. My company provided a PC program you could figure your 401k and it wasnt that far off. As a older worker quite a few of the younger guys would come to me and want to talk 401k. When i retired on e man came to me and thanked me for making him start the program. i didn't make him but I did strongly suggested it. Taking care of the younger guys, that was what it was all about.
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