Posted on Apr 4, 2018
SPC David Willis
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My credit score is ok but not great, but hers is really good. Using a VA loan do they only look at the score of the person who has the VA loan or will they use both to get an average score?
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Responses: 7
SGT Aric Lier
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when I bought my house they used both scores and combined income. however check with state laws as to what they put on the deed, joint tenants or tenants in common
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SGT Aric Lier
SGT Aric Lier
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on another note stay away from banks, they will sell the mortgage to an investor anyway. meaning your local bank isn't who you will be paying, mine was transferred 3 times at closing.goto a reputable mortgage lender.
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SGM Bill Frazer
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On any loan, if a couple is applying, then both credit is considered, to include a VA loan.
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SPC David Willis
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Thanks everyone for the good info!
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