Do you prefer a VA loan or a convention loan? https://www.rallypoint.com/answers/do-you-prefer-a-va-loan-or-a-convention-loan <div class="images-v2-count-0"></div>I have had both but I prefer the conventional as long as long as I do not pay PMI. Wed, 11 Jun 2014 17:55:33 -0400 Do you prefer a VA loan or a convention loan? https://www.rallypoint.com/answers/do-you-prefer-a-va-loan-or-a-convention-loan <div class="images-v2-count-0"></div>I have had both but I prefer the conventional as long as long as I do not pay PMI. SCPO Private RallyPoint Member Wed, 11 Jun 2014 17:55:33 -0400 2014-06-11T17:55:33-04:00 Response by CWO4 Private RallyPoint Member made Jun 11 at 2014 6:52 PM https://www.rallypoint.com/answers/do-you-prefer-a-va-loan-or-a-convention-loan?n=151475&urlhash=151475 <div class="images-v2-count-0"></div>. CWO4 Private RallyPoint Member Wed, 11 Jun 2014 18:52:18 -0400 2014-06-11T18:52:18-04:00 Response by MSG Wade Huffman made Jun 11 at 2014 6:54 PM https://www.rallypoint.com/answers/do-you-prefer-a-va-loan-or-a-convention-loan?n=151477&urlhash=151477 <div class="images-v2-count-0"></div>I've never used a VA loan, I've always been able to get a better rate through conventional, and was able to put money down. <br />In most cases, IF you have a down payment, conventional is the better deal. The primary advantage of VA is no down payment is needed. MSG Wade Huffman Wed, 11 Jun 2014 18:54:39 -0400 2014-06-11T18:54:39-04:00 2014-06-11T17:55:33-04:00