How many Rally Pointers have ever fell victim to debit/credit card skimming fraud?

2016-04-23T22:30:00-04:00

This has happened to my wife recently and luckily USAA caught it within minutes of a purchase being made with or account number. I mentioned this to my coworkers and I was shocked to learn how common this was and to how many of them this has already happened to. Please be aware of the signs of card skimmer.

http://www.pcmag.com/article2/0,2817,2469560,00.asp

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Response by SPC(P) Private RallyPoint Member made Apr 23 at 2016 10:49 PM

2016-04-23T22:49:28-04:00

I always check the card reader... Usually if it's loose or just simply doesn't look right... I'll go inside and pay.... also give the clerk a heads up... When I was in Gordon, Navy Fed noticed that I was making purchases down there and a random purchase in Canada and they automatically froze my account until I called them

Response by PO1 Brian Austin made Apr 23 at 2016 11:09 PM

2016-04-23T23:09:06-04:00

It happened to my son back in Feb. NFCU notified him of $800 in purchases at an AutoZone in Tampa FL. He lives in San Diego, never been to FL.

Response by LTC John Shaw made Apr 24 at 2016 2:22 AM

2016-04-24T02:22:19-04:00

Always best to be careful

Response by MCPO Private RallyPoint Member made Apr 24 at 2016 3:38 AM

2016-04-24T03:38:55-04:00

Never to a skimmer (yet) - BUT, I used to have a card that was targeted to military folks (similar to USAA), and I used it to reload an AT&T calling card. Well, it turned out that the card and the AT&T customer service used the same call center. The person on the phone checked my account - and a month later had two brand new computers delivered to an empty lot in San Antonio, Texas... I was living in Ohio.

The card was cancelled, we didn't have to pay - BUT - we ended up finding out that the customer service rep got busted because of our report. It ended up being a HUGE card-copying ring. This is about 20 years ago.

Response by Capt Private RallyPoint Member made Apr 24 at 2016 8:09 AM

2016-04-24T08:09:16-04:00

Credit Card skimming is very common. A list of 100 credit card numbers usually sells for about $5 online. That should give you an indication of how common it is.

Response by SGT Jerrold Pesz made Apr 25 at 2016 1:50 AM

2016-04-25T01:50:46-04:00

I have never been the victim of a skimmer but I have had someone else apply for and get a credit card with my name on it. I didn't suspect anything until I started getting rather nasty calls from a collection agency. It took me months to get that mess all straightened out.To make it more confusing I actually had one of that bank's cards and didn't realize that they were talking about a different account when they first started calling. We had some very unfriendly conversations. When you get one of those "preapproved" card applications be sure and run it through a shredder before you toss it in the trash. All that someone has to do is change the address and send it in.