These are the top retirement income concerns for many older Americans, according to a survey

I believe I did some good retirement planning and actions also. While we haven't had train wreck inflation in our Country before like some other nations, there is no guarantee it won't happen here. If because of our government economy actions it (train wreck inflation) does happen, the best plaining other than being really independently wealthy isn't going to help anyone. MHO

HA HA! I resemble that pay scale - August 1964 = $66 and a line of DI's each requiring a "DONATION" - - - IF you had money at the end of the line you were lucky - But with all needs taken care of one could survive on the pennies you had left.

There is no way to plan for the self destructive policies President Biden and our Progressive Democrats have enacted.

SFC (Join to see) - Exactly why I won't take a loan, buy a new car - etc. Because I cannot be sure what the Government is going to do to Social Security and Retirement Pay. Home is paid off and car is paid off - so I have it easier than some - but one never knows the future.

I had both hips replaced and everything was covered. Best of luck and take care.

God bless you. Try to take it easy. Having no medical background except military training and stuff I picked up along life I can't comment on that side of it.

I have been hospitalized for some stuff over the years and have been charged for some stuff I shouldn't have. When I get it those situations I wait until I receive bills from the hospital that are usually dated and itemized for treatment I received. I then match them up with my insurance statements and see if they match.

If I have charges I disagree with because I felt they should be covered or anything else, I call the insurance company to see what they say. 95% of the time it was billing code issues and I needed to get the insurance company and the hospital to talk together to straighten it out. Typically, I got the insurance to call the hospital on a three-way call and they straightened it out.

Once I tried to stop by a hospital to discuss it and it was a mistake on my part. In my case they weren't interested in clearing anything up and only wanted fully payment that typically insurance doesn't give them. They just kept telling me it was my responsibility, and they could set up payments for me. They wound up working with insurance after exchanging registered letters with me several times. I had one bad time I couldn’t resolve that I won’t go into now.

Take a few deep breaths and relax. It will all work out. I know I worry and for me it’s difficult to be patient when organizations are telling me I owe them money. Be happy your home and work with everyone the best you can. The biggest thing: Take care of yourself! Drop me a line and let me know how you make out.