People particularly vulnerable to information theft after natural disasters

LTC Eugene Chu makes sense...
..."Here are step by step instructions to keep in mind when it comes to identity theft:

It can take time to realize your data has been stolen. According to the FTC, signs include:

— Bills for things you didn't buy

— Debt collection calls for accounts you didn't open

— Inaccurate information on your credit report

— Denial of loan applications

— Mail that stops coming to, or is missing from, your mailbox

— A phone, electricity, or gas account opened in your name

— A missing tax refund or government benefits

— Medical bills or insurance charges for procedures you didn't have

If you notice any of the above, here's what to do next:

Contact:

— The Federal Trade Commission (FTC) online at IdentityTheft.gov or call [login to see] .

— The three major credit reporting agencies — Equifax, TransUnion, and Experian. Ask them to place fraud alerts and a credit freeze on your accounts to prevent further misuse of your data.

— The fraud department at your credit card issuers, bank, and other places where you have accounts, such as a medical insurance account.

By acting quickly, you can prevent consequences to your credit score and financial health. False information on your credit report can cause lasting damage if not addressed promptly. After you've done the above, continue to review credit card and bank account statements. Watch for and report any unauthorized or suspicious transactions.

The FTC recommends everyone do the following to keep your personal identity safe:

— Never share your bank account number or Social Security number, especially over the phone to unknown callers or via email or text.

— Collect your mail every day and place a hold on your mail when you'll be on vacation or away.

— Store personal information, including your Social Security card, in a safe place. Do not carry it in your wallet."