Posted on Aug 7, 2022
SGT Automated Logistical Specialist
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I would like to buy a home( not right now) but I have no knowledge on what to do. I was born and raised in the south bronx of New York City surrounded by others who's knowledge and drive is limited to the comfortability of remaining where they are...apartment buildings that are in poor conditions. I'm in my mid 30s with 2 sons who I want provide a house for. Even if I don't make this happen I would like to have the steps on how to buy a home so I can write it and give them the blueprint for the future generations of my family.
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Responses: 13
Cpl Vic Burk
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Have the home inspected by a licensed inspector. They will know what to look for and find the issues to determine if the home is still worth buying and, so you don't have to fix them after you buy the home. Money well spent.
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Sgt Richard Sparkman
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Edited 1 d ago
Sure, starting the home-buying process means getting your finances in order, like checking your credit score and figuring out your mortgage budget. It's crucial to understand the roles of various real estate professionals and the significance of inspections.

From my experience, buying a home can be overwhelming due to the complex paperwork and understanding market values. That’s why getting help from a knowledgeable professional is key. A friend introduced me to a great real estate expert, which was a game changer. For unique listings and personalized service, consulting with https://southportestateagents.co.uk/ can be really beneficial. They helped simplify the process for me.
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Lt Col Charlie Brown
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Start with building a savings account that will become your down payment. I also suggest you do a little research into what is involved in getting and maintaining a mortgage and a home...what sort of bills. Find a bank you trust (or a credit union- I recommend Navy Federal as they are in all 50 states and work with VA loans all the time but there are others as well) and many of them have checklists you can use. There are also calculators that will tell you how much "house" you can afford based on your income and other bills. Learn the "language" What's an escrow account? What is it used for? Stuff like that.
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