Posted on Jun 13, 2014
MSG Martin C.
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Most medical insurance plans base your coverage on health status and income, with the big push from the Military to create a healthier force should TRICARE charge higher premiums for smokers? Civilian policies base their coverage on such thing should the military do the same as a deterrent?
Posted in these groups: Smoking logo Smoking
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Responses: 3
CSM Michael J. Uhlig
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anyone thought about using a total fitness approach? The more physically fit the lower the premiums....lower self-induced (smoking) risks the lower the costs?

I remember my brother telling me he had to have a physical for one of his health insurance policies.....the strong survive?
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SSgt Gregory Guina
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Since there are no TriCare premiums for AD and dependants I am assuming that you are talking about retirees. I don't see a problem with it as everyone knows how bad smoking is for you and makes the choice to smoke/dip/chew. It would need to be for all tobacco use and not just smoking.
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MSG Martin C.
MSG Martin C.
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Exactly there is no premiums in the current program but we could make the argument that because of the unhealthy choice of smoking a high average of those individuals will result in higher medical cost in the future on all of us. Once again I am not witch hunting just stirring the pot.
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LTC Hardware Test Engineer
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smokers are an easy target. should obese people pay more? how about people who eat a lot of salt or fatty foods? how about those people who drink tons of sugary sodas? How about people who get lots of speeding tickets? Should military (guard and reserves) pay more than civilians?
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