Posted on Dec 3, 2018
Should I do BRS? What are the main differences between the two options?
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I am currently Army National Guard pursuing a release to the AD Air Force I did the BRS training but I am having a hard time deciding if I should opt in or not.
Posted in these groups: 
Retirement
Retirement
Posted >1 y ago
Responses: 2
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I do not see the long term benefit with BRS unless you plan to invest a lot of your earned military income. Otherwise, you are better off setting yourself up for an annuity at age 60 (when Reserve/National Guard members are eligible after qualifying for retirement). BRS in my opinion is a wolf in sheep's clothing.
If released into the AD, you have to weigh how much you will make with the standard annuity versus 401k style investment with diminished annuity payments. Check out the various comparison calculators and see what's best for you.
If released into the AD, you have to weigh how much you will make with the standard annuity versus 401k style investment with diminished annuity payments. Check out the various comparison calculators and see what's best for you.
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SPC (Join to see)
Thank you MSG for that information. My goal is to become active duty and make it a career. So I see what you’re saying.
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MSG (Join to see)
SPC (Join to see) - Stick with your ambition and do not take no for an answer. You'll do great things! DM me if you need help finding a legit BRS comparison calculator and I will shoot you the link. Best of luck to you!
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There is training on JKO to break it down. The differences are too numerous to put into a post. But, if you don't plan on doing 20 years, you should switch because on the legacy retirement you get nothing if you don't serve 20.
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