Posted on Sep 2, 2020
CPT Robert H.
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I just recieved notification that I have been approved for a VA backed home loan, and I have never attempted to purchase a home before. Is there any experience and wisdom y'all can shed on next steps into owning my first home? I've looked into a first time hone buyers program as well, however I am very lost. Thank you in advance for your help and support!
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Responses: 6
SGM G3 Sergeant Major
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If you are a USAA member, you can contact them, let them know you want to do your VA home loan through them, and they can set you up with a USAA-approved real estate agent in your area.
And the rest is a pretty smooth process.
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CPT Robert H.
CPT Robert H.
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Thanks sgt maj
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LTC Hardware Test Engineer
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spend the money to get a top notch home inspection done before you buy. It could save you thousands in repairs down the road. Lots of shady people out there who will do half-ass cosmetic fixes to cover serious structural or other issues in order to sell. Friend of mine bought a house about a year ago and went cheap on the inspection. Couple months after he moved in he had to have both the plumbing and wiring completely redone. Cost him $10K.
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CPT Robert H.
CPT Robert H.
2 y
Oof. Is that not something that I could do since I'd then own said house? Or does it have to be by a licensed contractor?
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LTC Hardware Test Engineer
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CPT Robert H. - the issue is, once you own the house, you own the problem. If you get an inspection prior to purchase then the problem is still the seller's problem and you have options. You can either ask them to come down on the price or make the needed repairs prior to purchase. Like I said, shady people out there. It's worth the money you'd pay an inspector to avoid getting screwed. And don't rely on an inspection done by someone hired by the seller, again...shady people. And unless you are a contactor yourself, you make not notice signs of problems that a professional would pick up on. And if the seller is reluctant to allow you to get an independent inspection, run as fast as you can in the opposite direction
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SSG Carlos M.
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Hit up SGT Ben Keen. I think he's going through this process as well. He may be able to give you the latest and greatest advice.
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CPT Robert H.
CPT Robert H.
2 y
Thanks sarge
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