VA Loan
Home Loan
USAA
Responses: 22
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9
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I have used a variety of Banks/mortgage lenders. I have not had a problem with any of them. USAA did my first mortgage and refinanced with Quicken due to better rates. Don't get yourself locked in on one lender shop around and find the best deal.
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I have been a member of USAA through my father starting in 1964 and under my name since 1968 and they are excellent in many ways.
I differ on using USAA or other national mortgage companies who primarily market and process via the internet. I like the ability of being able to speak to someone directly in person or via the telephone. Knowing I am always going to be able to speak to the same person. National mortgage companies can do an excellent job on vanilla typce loans but they have great difficulty in working with more complex loans situations; credit challenges and etc.
I would suggest seeking out a direct lender who works in the area you want to purchase. I would check the internet and also the local realtor in your area for references.
If you have any general questions about preparing yourself for the mortgage process I would be glad to assist you. Alot of the basics for preparing yourself for the mortgage process is similar from state to state.
Again Thank you for your service.
I differ on using USAA or other national mortgage companies who primarily market and process via the internet. I like the ability of being able to speak to someone directly in person or via the telephone. Knowing I am always going to be able to speak to the same person. National mortgage companies can do an excellent job on vanilla typce loans but they have great difficulty in working with more complex loans situations; credit challenges and etc.
I would suggest seeking out a direct lender who works in the area you want to purchase. I would check the internet and also the local realtor in your area for references.
If you have any general questions about preparing yourself for the mortgage process I would be glad to assist you. Alot of the basics for preparing yourself for the mortgage process is similar from state to state.
Again Thank you for your service.
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SSgt Jason Wood
USAA is one of the worst for the home loan process. Insurance is their specialty and they're really good at it, but mortgage is a side gig for them. Many realtors in our area won't work with someone who chooses them as their lender due to their very poor communication and very slow time frames for closing. I would not recommend them or a credit union when getting a VA loan. Find a veteran that works for a mortgage company.
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SFC (Join to see)
I agree with the LT on this one. Shop around, especially with local lenders in the area where you are looking to purchase. You can actually go on the VA loan website and do a search by zip code to find financial institutions who are familiar with VA-backed loans
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SPC John Canning
It depends on the market you are in and how hot it is. There okay, but if it is a competitive market you will want a local lender that the agents are familiar with. This is one of the things that could put your offer over the top.
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I have used USAA in the past, and found that their mortgage department is outsourced. I still love using them for checking, insurance, ect. I prefer to
use a local lender that I can see face to face. This is more important in places like Hawaii were sellers consider local lenders when deciding to accept offer.
Many of my clients use Veterans United Home Loans of Hawaii. They are here locally, offer exceptional custumer service, and do not charge origination fees.
use a local lender that I can see face to face. This is more important in places like Hawaii were sellers consider local lenders when deciding to accept offer.
Many of my clients use Veterans United Home Loans of Hawaii. They are here locally, offer exceptional custumer service, and do not charge origination fees.
(4)
(0)
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