Can I give or transfer my VA Loan privilege to my dependent ?

Sgt Tammy Wallace The only dependent that could possibly use a VA Home Loan benefit would a be a surviving spouse. Please see link to eligibility info.

Sgt Tammy Wallace Here is the information that you need:

Who Can Use the VA Loan Benefit?
Here is a variation on a common question about VA home loans:

“My father is a disabled veteran. Even though I am no longer a dependent of his, am I eligible for a home loan myself?”

This question reveals one of the most common misconceptions about the VA home loan benefit. The questions also include variations on these questions--because a parent is or was eligible for the VA loan benefit, are the surviving dependent children? Are dependents eligible for the VA loan while the veteran parent is still living?

Unfortunately the answer is no on all counts. Dependent children of veterans cannot have the VA home loan benefit transferred to them. Some of the confusion may arise from the fact that other VA home loan benefits have become transferable to dependents, such as the GI Bill.

That does not mean that a married couple cannot apply for the VA loan benefit, however. Under the VA loan program a qualified veteran and legally married spouse may apply for the loan together with the veteran’s full VA loan entitlement available for the transaction.

This is due to the legal married relationship between the spouses and is the only situation where a veteran and non-veteran may apply together for a VA loan using the veteran’s full entitlement.

At the time of this writing there is no provision for a similar opportunity for a parent and dependent to apply together on a VA home loan using the veteran borrower’s full entitlement, or for the dependent to apply for a VA loan without the participation of the veteran using the veteran’s benefit.

Dependents are permitted to live in the home purchased by the veteran in the borrower’s place, if certain conditions are met, and still be in compliance with VA loan occupancy requirements. Talk to your loan officer about this contingency if you need to consider using it.

I do know that you can pass on your GI Bill funds or whatever to your kids but im not sure about VA loan thing. Find your self a VET CENTER and ask them, they should know for sure, they are good people there.

Sorry for a couple of errors I'd noticed in what I'd typed, the norm limit we had been told applied to the VA cjap 35 benefit is apparently 26, or ifmtje dependent is military in some fashion we haven't delved into yet not applicable for my stepson, apparently up to 31, this tablet I'm on is sometimes temperamental in using the keyboard I only just noticed the mistakes once again sorry about that of course.

Interesting you ask that my wife and I were eager to try to transfer the chap 35 dependent educ benefit avail through me to my stepson, despite his being 39. We haven't gotten anywhere thus far, though we did have me ask about it, we know the 27 norm age limit and up to 32 if the dependent is a vet, though little beyond that, we were thinking of trying to appeal it. An interesting observation about many such VA regs relating to transferability we had pointed out to us is that many such statutes date from the 50s or in any event sevl decades ago. That being said, sensibilities obv change, which is why we had sugstd to us at one point to try submitting a claim have it be denied routinely, then appeal it to the BVA the CAVC or higher, you never know, you have nothing to lose by trying with your analogous problem, that's all we're trying to suggest, honest. Also, you might seek congressional help, possibly, our thought is that if one has a benefit, why should there be any restriction as to who might use it, assuming no greater cost to the VA than would be the case if the vet used it themselves, you know? Just food for thought in any event, would be most eager for any thoughts anyone might have as well many thanks .

Thank you all for your responses...I'm not a wealthy woman and I don't have much...I was just hoping one day I would be able to give something of value to my daughter when she graduates college...but like one member suggested, I guess I could purchase the home for her...

Only if you buy the house for them with your VA Loan.