Can I put my VA mortgage in a trust with me still as the lien holder?

VA loans are mortgages that are guaranteed by the VA and not direct loans. Therefore, as with any mortgage you can transfer your home to a family trust with the mortgage lender's permission. However, you'll face a few challenges. First, a living or family trust allows you to retain full control over your assets, including your home. However, if the current mortgage loan is in your name or with your spouse, you cannot transfer your repayment obligation to the trust. You'll need to remain personally liable for the mortgage loan, but you can continue to deduct interest and property taxes. Sometimes is simply better to establish a will or estate plan to achieve what you are trying to achieve. WhileIm a CPA, I don't work in estate planning. I would suggest you see an attorney for guidance.