Posted on Oct 20, 2017
PFC Michael Miller
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I was on active duty for about 190 days before being separated due to problems with my knees that they determined to be EPTS (Existing Prior To Service). My DD-214 shows Separation Code JFW and the narrative reason states "Failure to meet procurement medical fitness standards."

I applied for a Certificate of Eligibility for a VA Loan but was denied because the minimum service requirement is 24 months. However, exceptions are made under §5303A(3)(F)(ii) for "a discharge or release from active duty for a medical condition which preexisted service on active duty and which the Secretary determines is not service connected". In this situation it would revert back to 180 days on active duty required by USC Title 38 § 3702(a)(2)(C)(i).

I am about to appeal the denial, but I don't have any of my medical records from the Army, just my DD-214 stating the reason for discharge. Given the wording on my DD-214, am I correct that I should qualify for the VA Loan?
Posted in these groups: Valoancaptain VA Loan
Edited 7 y ago
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Responses: 2
SSG Ernest Gonzales
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What state do you live in?
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PFC Michael Miller
PFC Michael Miller
7 y
I'm not actually in the market for a home at the moment. I had applied for the CoE to verify my eligibility. I now have until March of 2018 to appeal or the decision becomes final.
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SSG Ernest Gonzales
SSG Ernest Gonzales
7 y
PFC Michael Miller - I work with someone who may be able to help you clear up your eligibility.
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SPC Royalend Rice
SPC Royalend Rice
>1 y
I was wondering do I qualify for the VA loan if I was in IRR?
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SPC Royalend Rice
SPC Royalend Rice
>1 y
can i qualify for a va loan if I was in the IRR?
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CW3 Kevin Storm
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Contact your county Veterans Service Office, they can help you through the appeals process.
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