Posted on Jan 27, 2015
Do you have any questions about financial planning?
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Greetings All,
Want to extend an opportunity to Vets and Service Members. I'm licensed along the Eastern Seaboard from NC up to Mass and every state going east from NY to Illinois. I'm licensed in TX, GA, KY, KS, and MO also. I've had huge success within the Vet and Service Member community! If you have any questions regarding life insurance, disability insurance, retirement accounts, annuities, housing, or any form of investment questions, please let me know. My work is Pro-Bono so don't worry about advisory fees if you're a Vet or Service Member. If you just want to have an open discussion, I'm happy to chat.
Thanks to all for your service.
--Rob Novotny
Want to extend an opportunity to Vets and Service Members. I'm licensed along the Eastern Seaboard from NC up to Mass and every state going east from NY to Illinois. I'm licensed in TX, GA, KY, KS, and MO also. I've had huge success within the Vet and Service Member community! If you have any questions regarding life insurance, disability insurance, retirement accounts, annuities, housing, or any form of investment questions, please let me know. My work is Pro-Bono so don't worry about advisory fees if you're a Vet or Service Member. If you just want to have an open discussion, I'm happy to chat.
Thanks to all for your service.
--Rob Novotny
Finance
Planning
Retirement
Benefits
Posted 10 y ago
Responses: 3
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Looking at the current market and expectations over the next six months, which fund areas would you put your money for the biggest return? (C, F, G, I, S)
What is disability insurance?
How much liquid would you recommend to have on hand before considering an annuity?
What is disability insurance?
How much liquid would you recommend to have on hand before considering an annuity?
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Sgt Robert Novotny
Sergeant Major, Good day to you!
I always recommend having, at a minimum, 6 months worth of expenses liquid at all times. Which ties into what Disability Insurance is. Upon transition your employer will offer group benefits (hopefully). That will cover a small life insurance, health insurance, and disability insurance. What disability insurance covers is in the event you get sick or injured and lose up to 20% of your time at work or 20% of your earnings, you would be entitled compensation. Of course depending on the type of benefits you're enrolled in.
Send me an e-mail to [login to see] and I'd love to break it out in more detail. Also, I will be able to discuss the fund family question with your TSP. We can have an easier means of communication that way as well. Thanks for reaching out and thank you for your questions! Have a great day Sergeant Major.
I always recommend having, at a minimum, 6 months worth of expenses liquid at all times. Which ties into what Disability Insurance is. Upon transition your employer will offer group benefits (hopefully). That will cover a small life insurance, health insurance, and disability insurance. What disability insurance covers is in the event you get sick or injured and lose up to 20% of your time at work or 20% of your earnings, you would be entitled compensation. Of course depending on the type of benefits you're enrolled in.
Send me an e-mail to [login to see] and I'd love to break it out in more detail. Also, I will be able to discuss the fund family question with your TSP. We can have an easier means of communication that way as well. Thanks for reaching out and thank you for your questions! Have a great day Sergeant Major.
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Sgt Robert Novotny
Sergeant Major, Never heard back from you, just following up to see if you found your answers!
--Rob
--Rob
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Ok!! Got a question for you. I am retired, 100% VA rated, and on ssdi. I am looking for life insurance for myself and the wife. I have been turned down by many companies or quoted an outrageous price for life insurance. How do I go about getting life insuance? I know we need it to take care of bills and such. Biggest thing I have is the house. Who can help since I am disabled and on ssdi? Also interested in investing if possible!
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Sgt Robert Novotny
There aren't many options out there for life insurance through a private company with knowing the basic information you shared. I'm in the same boat, uninsurable. I'd love to help you and hopefully get some coverage in place. Shoot me an e mail and I can get some more sensitive information. We can start looking at an insurability rating. [login to see] . After getting the ground work and finding out if we can get you in a good rate, we can look at investing. Thanks for reaching out Ronald!
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