Does FY24 include transfer credits in cumulative GPA?

The issue you have is not with the ROTC OML calculations. Your issue is with the four-year university and how they are treating the transfer courses. It appears they are reflected as pass/fail and they are not accepting the actual grade.

If you can show that the school is not treating the transfer courses as a pass/fail (i.e., official transcript from your four-year university or a letter from the registrar, etc.) that you can give to your HRA, then it can be re-calculated for the OML.

It is not ROTC, it is the university that decides on what credits they will take- should have done more homework on school choice.

Having spent some time reading the regulations. Near as I can tell the PMS determines their own OML which is based on the required documentation. Nowhere could I find how the PMS calculates the GPA. Question for you is are you designated as a DMG? That gives you a leg up on the national OML. In the olden days DMG pretty much guaranteed active if you wanted it. Is your school a regular ROTC program or are you at one of the 6 Senior military colleges? If your are at a SMC and you want active that is another leg up. My info on the SMC used to be a guarantee active if wanted but not sure over the last few years. Sorry couldn't find my info for you.