Posted on Feb 1, 2014
SPC Sven Pacot
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When I enlisted I was set up with the Montgomery GI Bill
without any explanation or knowledge of my options. I have $62K to go to
school and approximately $18,000 remaining on my student loans before
the Service. My chain of command always told me it was too late once I
had learned about the alternative to the GI Bill, the student loan
repayment program, and that there was nothing I could do. Can you
clarify this issue for me please? My wife and I would rather pay off my
loan than return to school. That is if I can even get back into school
with loans. Still the preference remains I wish to transfer to this loan repayment program if at all possible.
Posted in these groups: Gibill 02 GI Bill
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Responses: 3
MSG Arcc (Army Reserve Career Counselor)
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SPC Pacot,

   Come and see me in my office at 15005 NE 65th St, Vancouver, WA 98682.  You can call me at [login to see] .  We can sit down and review your contract and see what options are available to you.


-SFC Lomas

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SPC Sven Pacot
SPC Sven Pacot
8 y
Much obliged, SFC. I will be in contact shortly and arrange a time to speak with you on this matter.
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CPL(P) Cyber Threat Intelligence Consultant
CPL(P) (Join to see)
8 y
Which contract ? Enlistment contract or MGIB ? Thank you SFC Lomas.
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SPC Sven Pacot
SPC Sven Pacot
8 y
My enlistment contract was missing pieces when I was sent off to BCT which hindered me from receiving my enlistment bonus so I am hoping they did not lose more that I am unaware of. Also, I called to my MEPS (Denver) who stated they have no other documents than what I held despite the fact I was supposed to receive an enlistment bonus and who knows what else I missed out on when they failed to effectively handle my contract.
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A1C Aerial Gunner
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Edited 1 mo ago
There are a lot more options to pay off your medical bills. For example, a personal loan FitMyMoney https://fitmymoney.com/help-with-medical-bills/ may be the option to pay off your medical debt. Review some of your available options for how to get the medical bill off the credit report below, and watch out for their respective pros and cons.
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CPL(P) Cyber Threat Intelligence Consultant
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SPC Pacot

Do you have a ed loan of 62K or you are eligible for 62K from GI Bill ? 
How did you rake up the 18K debt ? 
What field of ed are you pursuing ? 

Thanks in advance for your response.
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SPC Sven Pacot
SPC Sven Pacot
8 y
I attended college well before enlisting and came shy of my degree. I studied AOS in Master Certified Automotive Technologies with a minor in Business. The schooling was funded by a $33K student loan via FAFSA and Sallie Mae. I've paid all but maybe $18K back at this point. I was not told about the student loan repayment option when I enlisted or I would have opted for that measure since I enlisted with retirement in mind. I was told about Montgomery and Post 9/11 and the career counselor said the Montgomery was better for me and I would be receiving $62K for education that must be used within 10 years of exodus from the Military. I have tried having it corrected over the past three years and always told there was nothing that could be done (same story I received about my $2K enlistment bonus MEPS conveniently lost). Still stubborn and refusing to take no for an answer I continue to pursue accommodation past my ETS.
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CPL(P) Cyber Threat Intelligence Consultant
CPL(P) (Join to see)
8 y
Observations:-
1. Refer to your , "..I have tried having it corrected "
What did you try correcting ? 


2.The recruiter "said" that you will get MGIB and Post 9/11. Did you receive both ? If not, what did you not receive ? 

3. Do you have any document stating $2K enlistment bonus ?  
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