Posted on May 19, 2022
If I have a VA mortgage and my home is not functional for wheelchair use, can I have a new home built with the housing grant?
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If I have a VA mortgage and my home is not functional for wheelchair use and my floors are falling in/collapsing due to how heavy the wheelchair is can I have a new home built with the housing grant and how would I go about doing it?
Posted in these groups: 
Disability
Veterans Affairs (VA)
Disability Veterans Affairs (VA)
Posted >1 y ago
Responses: 2
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I don't know the technicalities, but CSM William Everroad seems to have covered them pretty well.
But can you not use the grant to just reinforced your floors? I am betting that your sub-floor is 3/4" plywood. Upgrading to 1" would make a world of difference - and should be a cost-effective solution (even *with* current lumber prices).
Just a thought.
But can you not use the grant to just reinforced your floors? I am betting that your sub-floor is 3/4" plywood. Upgrading to 1" would make a world of difference - and should be a cost-effective solution (even *with* current lumber prices).
Just a thought.
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SPC Thomas Coleman
thank you for your response. my home is very old and the subfloor is 1/2 inch planking . crawl space under house stays damp and has started rotting. person inspecting house says parts of walls are also rotting. says woods net to house too close to allow sunlight in to dry things out just matter of time before collapse.
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SPC Thomas Coleman, The grant you are looking for is the Specially Adapted Housing grant up to $101,754. You may be able to get an SAH grant if you’re using the grant money to buy, build, or change your permanent home (a home you plan to live in for a long time) and you meet both of these requirements. You must own or will own the home, and have a qualifying service-connected disability. If you do not want to use the grant for your current home, you will have to sell it and apply for a VA Loan for the new home, then the SAH grant. https://www.va.gov/housing-assistance/disability-housing-grants/
Additionally, the VA offers the Home Improvements and Structural Alterations (HISA) grant, up to $6,800 lifetime benefit, that provides medically necessary improvements and structural alterations to Veterans/Servicemembers’ primary residence for allowing entrance to or exit from their homes, use of essential lavatory and sanitary facilities (e.g. roll in showers), allowing accessibility to kitchen or bathroom sinks or counters (e.g. lowering counters/sinks), improving entrance paths or driveways in immediate area of the home to facilitate access to the home through construction of permanent ramping, and/or improving plumbing or electrical systems made necessary due to installation of home medical equipment. The lifetime HISA benefit is up to $6,800. https://www.prosthetics.va.gov/psas/HISA2.asp
Additionally, the VA offers the Home Improvements and Structural Alterations (HISA) grant, up to $6,800 lifetime benefit, that provides medically necessary improvements and structural alterations to Veterans/Servicemembers’ primary residence for allowing entrance to or exit from their homes, use of essential lavatory and sanitary facilities (e.g. roll in showers), allowing accessibility to kitchen or bathroom sinks or counters (e.g. lowering counters/sinks), improving entrance paths or driveways in immediate area of the home to facilitate access to the home through construction of permanent ramping, and/or improving plumbing or electrical systems made necessary due to installation of home medical equipment. The lifetime HISA benefit is up to $6,800. https://www.prosthetics.va.gov/psas/HISA2.asp
Disability housing grants for Veterans | Veterans Affairs
We offer housing grants for Veterans and service members with certain service-connected disabilities so they can buy or change a home to meet their needs and live more independently. Changing a home might involve installing ramps or widening doorways. Find out if you’re eligible for a disability housing grant—and how to apply.
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SPC Thomas Coleman
thank you for responding. I do meet all the qualifications for the grant but I've been told that the house would have to be tore down and re built. it would be cheaper rebuilding because of sub frame and joists have all started rotting. How do you apply to have your home demolished and then rebuilt to accommodate for wheelchairs and lower cupboards instead of just doing improvements.
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CSM William Everroad
SPC Thomas Coleman - You might have to get a builder that would incorporate the cost of demolition into the new build and reapply for a new construction mortgage through the VA. If you qualify for the SAH grant, they might fund it that way. My recommendation is to apply (https://www.ebenefits.va.gov/ebenefits/about/feature?feature=sah-grant) and speak to an advisor and see what they say. They should be able to connect you with VA-certified builders that will do the work.
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