Posted on Dec 1, 2020
SGT Intelligence Analyst
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So, I’m on the near end of my first semester of five to graduate college. I’ve nearly maxed TA with one class remaining for this FY, and I don’t want to stop being full time in College. I’m willing to tap into my GI Bill to pay for the upcoming semesters BUT if anyone can provide guidance on doing so, that would be perfect. Thanks in advance
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Responses: 8
SFC Senior Brigade Career Counselor
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You absolutely should not break into your GI Bill while on active duty. Once you tap it, it's no longer eligible for the Yellow Ribbon program. The yellow ribbon is a scholarship that will pay the difference between tuition at some schools that the GI Bill doesn't pay enough to cover. You can also transfer it to a dependent. Use the financial aid you get from FAFSA, wait till your TA resets, or just pay out of pocket, but don't waste your GI Bill by using it on active duty.
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SGT Intelligence Analyst
SGT (Join to see)
1 mo
Then I guess the issue here moreso would be me funding this upcoming semester as which in the short term could be done with FAFSA then they next and final semester maybe I can get a small loan of a million dollars jk SFC but a resource that’ll pay for the last portion. SFC (Join to see)
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MAJ Byron O.
MAJ Byron O.
1 mo
SGT (Join to see) - Remember for every month you use your GI Bill while on active duty you lose roughly $1500 a month in BAH. You could use your GI Bill or give it to a loved one and the money gained alone could pay for any debts you acquire going to school without TA.
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SGT Intelligence Analyst
SGT (Join to see)
1 mo
Sir you are correct. It seems the way I’ll be going about this is FAFSA and if I have no other choice then I will use subsidized loans to cover me for an extra semester which in all honesty wouldn’t be terrible. Sometimes you gotta spend money to make money. MAJ Byron O.
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CPT Bob Coleman
CPT Bob Coleman
1 mo
I'm old obviously out of date. But I used the GI Bill while assigned to Ft Leonard Wood and living in government family housing to earn a Master's degree at night from Webster University. Later I used it to pay for a Penn-Foster course and certification as a gunsmith. That was under the "old" GI Bill, admittedly.
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MAJ Javier Rivera
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If you were my Soldier I would punch you in the nose, just for the fact that you had such idea! Do not, I say again, do not touch your GI Bill!

Go and see if a small personal loan or picking up aluminum cans around post would do it. For real, look for some scholarship around. There are few organization that like to sponsor military and Vets alike.
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LTC Jason Mackay
LTC Jason Mackay
1 mo
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SGT Ammunition Stock Control and Accounting Specialist
SGT (Join to see)
1 mo
I disagree with my entire heart. The only difference between using your GI bill in and out of active duty is getting bah. However, your GI bill can be worth way more than that bah if you do it right. I used my GI bill and it paid for my entire masters and will pay for my entire PhD and I'll still have some left over. The cost of my PhD would be well over $50,000, more than bah I lost (although I get bah by being married) however, getting my masters and PhD makes me way more competitive in promotions, especially considering I'm going OCS. So using my GI bill while active is worth way more now than waiting and using it after I get out.
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MAJ Javier Rivera
MAJ Javier Rivera
1 mo
Not every case is the same SGT (Join to see). Yours seems like a pretty good one and you should be very proud of it. Keep in mind that your circumstances, I’m sure, were totally different than SGT (Join to see); no need to get in details. And that’s find, that’s one of the purpose of this forum: share experiences, get different point of views on issues, and find options.

By the way, BAH, is only a perk of not using the post 9/11 GI Bill while on active duty. Like other have mentioned, there’s a clock that starts immediately when you use it for the first time. You want to hold on it until the very last moment. Either to continue further education such graduate school or pass it along to dependents. SGT McCrea is just about to finish his degree, tapping into the GI Bill should be a last resource option; my opinion.
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SSgt Christophe Murphy
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I would highly recommend against it. As others have said you would be robbing peter to pay paul and you would lose more than you gain in the long run. I would suggest going through other avenues for discounts, Tuition and scholarships. Speak to the base education office for assistance but tapping into your GI bill while serving is a bad idea for alot of reasons.
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SGT Intelligence Analyst
SGT (Join to see)
1 mo
While I agree with your statement SSGT after this next semester if I am not awarded FAFSA this will stop the process of me moving towards my goal completely. In the Green to Gold active duty option, you only have 24 Months TOTAL to graduate. The GI Bill in total has 36 Months. The VA views one year as 9 of those months. IF I were to tap into this my semesters are 8 weeks a piece and I need to fund 3 of them which would total to 6 months. I would still have 30 months remaining. Only 18 of those months would be necessary for me to complete the G2G program and I would at that point STILL have some remaining. It’s a last resort COA but still a route to meet the desired end goal. What is your opinion ?
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SSgt Christophe Murphy
SSgt Christophe Murphy
1 mo
SGT (Join to see) - I understand the predicament but you will still be losing more than you gain if you dip into your GIBill this early. It's ultimately your decision and it sounds like you already made your decision. You'll be sacrificing a lot of the overall benefits of the GIBill but if this what you want instead of going the FAFSA route and getting a small loan to cover the gap that is up to you. You may not see the difference now but this advice is all coming from people who have the benefit of perspective and time. What you see as a quick fix is just a short cut. Eventually you will get out of the military and will want to have follow on education or to pass it to family. Cutting into it now is like using your retirement pension before you retire.

I wouldn't recommend it but do what you feel is necessary to prevent you from falling out of the program.
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SGT Intelligence Analyst
SGT (Join to see)
1 mo
FAFSA and a small loan MIGHT be able to do it SSGT. I’ll do everything in my power NOT to touch my GI Bill. Im hoping fafsa will hell me out. SSgt Christophe Murphy
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MAJ Byron O.
MAJ Byron O.
1 mo
SGT (Join to see) - FAFSA is not something you are awarded and for many, it is loans you pay back. Pell Grants are something you are given you do not pay back.
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