Posted on Mar 22, 2020
SGT Soldier
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I’m tracking that it is not mandatory, but my unit is adamant that I need documentation from HRC stating that I opt out of it. MilConnect helpline said that there’s no need for documentation. I’ve been getting asked every week by my chain about why I’m still red on SGLI for months now.
Posted in these groups: C98a4041 SGLI
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Responses: 4
SFC Retention Operations Nco
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Why would you decline SGLI? It's an outstanding deal
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SGT Soldier
SGT (Join to see)
2 y
It’s a personal choice. In my case, I find it unlikely that I’d ever cash it in. I also don’t have a beneficiary.
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SSG Squad Leader
SSG (Join to see)
2 y
CPT (Join to see) reading the second part of your post made my day lol. yeah I have to see how I can ensure payments towards it if I drill for points instead of pay.
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LTC Program Manager
LTC (Join to see)
2 y
I turned down SGLI for years. The point of insurance is to mitigate the risk of lost income to those who depend on you. If no one depends on your income there isn't a risk.
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SSG Brian G.
SSG Brian G.
2 y
SGT (Join to see) - I get that it is a personal choice and you don't feel you need it but no one expects to die. Death just happens. I did not expect to get into an auto accident that first time, yet I did. I did expect to need home owners insurance and yet I was glad I did when the first major time I needed it rolled around.

When you say you have no beneficiaries, do you mean you have no family at all? I can understand no wife or kids... but are your parents dead? Any siblings?
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SGM Bill Frazer
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If you are married, then you are being silly!
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LTC Program Manager
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You need to fill out a form saying you decline it annually or the default is you get signed up for it again.

You're not red because you dont have it, you're red because they don't have the documents uploaded.
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LTC Program Manager
LTC (Join to see)
2 y
It sounds like the online system makes things more difficult. When you declined back in the day you just turned in the paper you declined on.
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SGT Soldier
SGT (Join to see)
2 y
Is there a DD or DA? My S1 hasn’t been able to find one.
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