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I’m tracking that it is not mandatory, but my unit is adamant that I need documentation from HRC stating that I opt out of it. MilConnect helpline said that there’s no need for documentation. I’ve been getting asked every week by my chain about why I’m still red on SGLI for months now.
Posted in these groups: 
SGLI
SGLI
Posted 6 y ago
Responses: 4
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SGT (Join to see)
It’s a personal choice. In my case, I find it unlikely that I’d ever cash it in. I also don’t have a beneficiary.
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SSG (Join to see)
CPT (Join to see) reading the second part of your post made my day lol. yeah I have to see how I can ensure payments towards it if I drill for points instead of pay.
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LTC (Join to see)
I turned down SGLI for years. The point of insurance is to mitigate the risk of lost income to those who depend on you. If no one depends on your income there isn't a risk.
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SSG Brian G.
SGT (Join to see) - I get that it is a personal choice and you don't feel you need it but no one expects to die. Death just happens. I did not expect to get into an auto accident that first time, yet I did. I did expect to need home owners insurance and yet I was glad I did when the first major time I needed it rolled around.
When you say you have no beneficiaries, do you mean you have no family at all? I can understand no wife or kids... but are your parents dead? Any siblings?
When you say you have no beneficiaries, do you mean you have no family at all? I can understand no wife or kids... but are your parents dead? Any siblings?
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You need to fill out a form saying you decline it annually or the default is you get signed up for it again.
You're not red because you dont have it, you're red because they don't have the documents uploaded.
You're not red because you dont have it, you're red because they don't have the documents uploaded.
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LTC (Join to see)
It sounds like the online system makes things more difficult. When you declined back in the day you just turned in the paper you declined on.
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Had a Soldier decline it.
He was alienated from his family, and had no spouse. P
Died during a training jump. As I recall, the alienated parents' biggest concern was where's the $.
Also heard of stories where Soldier gets married, leaves his mother as the beneficiary, and spouse get that bad news, and vice versa.
Based on this responses, it is evident leaders believe Soldiers should have it, which is understandable.
However, it is the Soldier's decision, and once declined, I don't see the need for monthly queries.
Counsel the Soldier on the options. Suggest the Soldier request SGLI if the Soldier gets married, or otherwise wants someone to be a beneficiary, and detail the process. No need to pressure the Soldier.
He was alienated from his family, and had no spouse. P
Died during a training jump. As I recall, the alienated parents' biggest concern was where's the $.
Also heard of stories where Soldier gets married, leaves his mother as the beneficiary, and spouse get that bad news, and vice versa.
Based on this responses, it is evident leaders believe Soldiers should have it, which is understandable.
However, it is the Soldier's decision, and once declined, I don't see the need for monthly queries.
Counsel the Soldier on the options. Suggest the Soldier request SGLI if the Soldier gets married, or otherwise wants someone to be a beneficiary, and detail the process. No need to pressure the Soldier.
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