Posted on Jan 24, 2019
MAJ Assistant Professor Of Military Science
24.3K
53
25
4
4
0
If someone has 10 years of National Guard service but then goes Active Duty. How do they calculate their retirement? Will they still have to do 20 years of active duty? Basically, how does the Creditable SVC for Retirement Pay points equate to years reduced on the Active Duty requirement? Does that make sense?
Posted in these groups: Retirement logo Retirement
Avatar feed
Responses: 6
SFC Retention Operations Nco
8
8
0
Your retirement points in the National Guard do not count for anything. In order to received an active-duty retirement you must complete at least 20 years of active-duty time. In order to receive a reserve retirement your active duty time well count for the maximum allowable points in a good year.
Your pay entry date should remain the same, but the basic active service date will be calculated starting the day the service member enters active duty on this current., minus all the time of active duty service prior.
So, if you enter service in 2019 and you have two years of active duty time conducted National Guard time oh, your new active service date will be calculated to 2017. Your retirement date will be based off of 20 years from that date
(8)
Comment
(0)
LtCol William Bentley
LtCol William Bentley
4 y
CPT Lawrence Cable - Strictly speaking, what you refer to here is the "Non-Regular" retirement pension scheme. "Total number reserve retirement points X 2.5% X average of Highest 36 paid months / 360 = Retired Pay Multiplier" This isn't the method used to determine eligibility for the Non-Regular retirement, either, which is "20 federal, creditable, cumulative, service years in which 50 reserve retirement points are credited." Only after qualifying for a Non-Regular retirement is the RPM calculation relevant.

But that doesn't work to determine eligibility for a "Regular" retirement pension, toward which you must have a cumulative total of 20 years, to the day, of federal, creditable, active duty days. At which time, the old RPM calculator was "All years of active duty, plus all federally creditable reserve retirement points converted to months, with any partial months discarded X 2.5% X Highest 36 months average basic pay = RPM"

Of course, all of this is subject to modification if the retiree is eligible for Final Pay scheme from 1980 or before, Disability retirement with any amount of service, a REDUX retiree who took the CSB bonus, or now the BRS retirees, all of whom use different numbers in their calculations.

Cheers, WB
(0)
Reply
(0)
CPT Lawrence Cable
CPT Lawrence Cable
4 y
LtCol William Bentley - Sir, I think we are over complicating things a bit. If you have mixed Reserve, National Guard, and then Active Duty career, you get credit toward retirement for every active duty days whether they are Reserve or Active. So IET, AT's, any Federal Deployments or Active Duty Schools as a Reservist/NG count towards your 20. I understand that the Guard/Reserve retirement is set up differently as far as calculating good years.
What I think is confusing to everyone is that Retirement Points do count toward time for retirement pay even if you are active duty. So if you spent six years in the Guard, you should have earned a minimum of 63 IDT points a year (48 for drills plus 15 for membership), so you would pick up a bit better than a year for pay.
(1)
Reply
(0)
SFC Retention Operations Nco
SFC (Join to see)
4 y
CPT Lawrence Cable actually it goes off your PEBD if you have an active duty retirement. Any time serving in the RC including the IRR will count toward the PEBD. So, as opposed to counting days and "good years", the time is counted from the day they signed into a "creditable for pay" assignment to the day they were discharged from it. This includes people who have an MOS and are automatically placed into the IRR, and people who join the USAR or ARNG and never show up for drills until they are discharged. Even if they're kicked out, they still receive credit for that time in an active duty retirement.
(0)
Reply
(0)
CPT Lawrence Cable
CPT Lawrence Cable
4 y
SFC (Join to see) - You are referring to the pay scale that is used in the final calculation of high three years, but that time doesn't all count toward a 20 year retirement . If I had went active and retired at 20 years, I would have retired with somewhere around 30 years of service for pay, but I still would have only received a standard 50 percent without the kicker I would have gotten for IDT retirement points.

Maybe there isn't a way to make mixed retirement simple:^).
(0)
Reply
(0)
Avatar small
CPT Judge Advocate
6
6
0
Edited 6 y ago
Depends are they trying to retire as national guard member but as active duty. You need twenty good years to retire from active duty. that means 20 ( 365 days). Would depend on how many years they acquired during their guard time, if they deployed that time would obviously count, but unless they were on extended active duty orders, I would expect they would have quite a few to do. However, just a few years on active duty will jump their points considerably so if they want to retire at all and can do an active tour I would recommend it. For example after 7 years active duty I have more POINTS than most people who retire, but not the years yet. If you get enough active duty years you're percentage would get high enough to almost be a active duty. I'd like to get more active time so that my retirement would be close to what a full regular retirement is..Did that help?
(6)
Comment
(0)
MAJ Assistant Professor Of Military Science
MAJ (Join to see)
6 y
How does Basic/AIT and Annual Training count? I would assume that counts toward AD Time? Right? So if I had almost a year at Basic and AIT would that time not count toward my years of AD time served? Plus the Annual Training time?
(1)
Reply
(0)
CPT Judge Advocate
CPT (Join to see)
6 y
MAJ (Join to see) - yes. Pretty much all your active years will count towards your points if you get enough points 7300 then you would pretty much get an active duty military retirement. There is a calculator on the portal that will allow you put in your points and tell you when you can draw your retirement and how much it will be percentage of what active duty would receive. I've done a bit of research into this as I was active duty , then reserve now moving to guard and hoping to get an active guard slot.
(2)
Reply
(0)
MAJ Assistant Professor Of Military Science
MAJ (Join to see)
6 y
Thank you very much!!! Good luck!
(1)
Reply
(0)
LCDR Robert S.
LCDR Robert S.
6 y
The most important thing to remember is that after you go Active, you need to get to 20 total years *Active* to qualify for the active retirement. The time at Basic and AIT, and all the time you spent on AT, and any stints of ADT or mobilization will all count towards your 20.
(2)
Reply
(0)
Avatar small
CPT Judge Advocate
3
3
0
(3)
Comment
(0)
Avatar small

Join nearly 2 million former and current members of the US military, just like you.

close