Posted on Jul 11, 2019
CPT Dahn Shaulis
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Is it true that some servicemembers get into student loan debt? As a former officer, this initially sounded crazy, but in a way, understandable given how little enlisted people are paid. I originally thought because DOD Tuition Assistance made school tuition free, this wouldn't happen. What would the loans be for? Is it to avoid payday loans? I have created an article that has student loan debt songs from Youtube in a variety of genres, including hip-hop, country, and heavy metal. http://collegemeltdown.blogspot.com/2019/07/music-videos-of-college-meltdown.html
Edited 5 y ago
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Responses: 9
SFC Marc W.
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Well your premise that Tuition assistance makes tuition free is incorrect. It covers $250 per semester hour topping out at 4500 a year. I chose not to go through the 2-3 universities that only cost $750 for a 3 credit class, and I took more classes than the 4500 cap a year. And yes, us "enlisted people", also get paid less.
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SFC Marc W.
SFC Marc W.
5 y
It was very difficult and honestly I wish the OIC of Officer accessions would have taken my exceptions to policy for OCS a little more seriously because of it.
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CPT Dahn Shaulis
CPT Dahn Shaulis
5 y
SFC Marc W. - Can you tell me what school you attended, and why you chose it?
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SFC Marc W.
SFC Marc W.
5 y
I chose Arizona State University to complete my bachelors. I had my Associates by the time I came back into service in 2009. I chose ASU because they had the degree I wanted online, it was from my home state, and I had already been to the campus. After my first semester I knew I had made the right choice because the professors were incredibly flexible because I was active duty Army and stationed overseas. ASU also has a really good reputation overall. My last year or semester, they started matching my tuition assistance, making the classes extremely cheap for me. I paid about 1500 per 3 credit class, so the 750 per 3 credit matched with their grant, it was almost entirely paid for, I just had books to buy. It also took me 5 years to completed because I started in 2012 as an Infantry team leader, and later squad leaders, so I could only take 1-2 classes at a time to finish almost 70 credits of upper division.
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CPT Dahn Shaulis
CPT Dahn Shaulis
5 y
SFC Marc W. - Thanks for the background information. Sounds like you are smart and a hard charger.
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SrA Chris Forster
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I kept my classes under the cap while in, but I changed my major after being injured and getting out on a medical discharge as I couldn't pursue the original career I wanted. So I got a bachelors in electronics engineering and the GI Bill didn't cover it all. I now have a hefty student loan debt. Should be paid off about the time I retire.
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CPT Dahn Shaulis
CPT Dahn Shaulis
5 y
Crap, that's terrible.
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MAJ Audiology
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It would depend. If one were in the guard then some states give free tuition to members of their state guard programs, but this still doesn’t cover things like general fees etc.

It’s very easy to amass student loan debt. I swear universities make the cell phone companies look like amateurs when it comes to magical fees to suck more cash out of their customers.
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CPT Dahn Shaulis
CPT Dahn Shaulis
5 y
It's scary when we have to compare schools to...cell phone companies? But you are so right.
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Sgt Joy Bedford
Sgt Joy Bedford
5 y
So very true regarding cell phones vs colleges
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Is it true that some servicemembers get into student loan debt?
CPT Board Member
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I have a chunk of debt. When I was enlisted, the tuition assistance program didn't cover a masters if you used it on a bachelor's in the preceding 10 years.
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CPT Dahn Shaulis
CPT Dahn Shaulis
5 y
How bad is it?
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CPT Board Member
CPT (Join to see)
5 y
bad enough for me to earmark out roughly a second mortgage payment every month. However, to be fair, I also have a doctorate and there are exactly ZERO programs in the military that pay for one haha.
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SSgt Auto Total Loss Claims Associate
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I did. I wasn't in long enough before my initial medical discharge, so I lost my GI Bill benefits. Finished my Bachelors and then obtained a Masters after I got out. Now that I'm back in, the Air Guard doesn't offer repayment option that it appears the Army does.
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CPT Dahn Shaulis
CPT Dahn Shaulis
5 y
That doesn't sound fair.
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SSgt Auto Total Loss Claims Associate
SSgt (Join to see)
5 y
CPT Dahn Shaulis - true, but it is what it is at this point.
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SGT James Murphy
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Ahhhhhhh...... I remember when a person could "work" their way through college....
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CPT Dahn Shaulis
CPT Dahn Shaulis
5 y
Them were the good old days, my friend.
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LT Scott O'Shaughnessy, MBA
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I’m not sure . It’s quite possible they do if you want to venture outside of the programs offered by many schools. TA doesn’t cover everything, yet if you are just looking to get a degree, then there are options outside of a student loan. Just have to make an informed decision.
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Sgt Joy Bedford
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Tuition Assistance doesn’t pay for the entire cost of going to college. Our Active Duty personnel have to pay out of pocket for their books and various other items. Even if they apply for their Chapter 33 Educational Benefits, they are still responsible for their books because they are active duty. At the college where I work we strongly suggest that they don’t use their Chap 33 because they will lose out on a few thousand dollars a semester due to not being eligible for the BAH.
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SGT James Murphy
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