1
1
0
Sometimes one spouse has a much better credit rating than the other.
Posted in these groups: 
VA Loan
VA Loan
Posted >1 y ago
Responses: 5
1
1
0
I believe it depends on what state you are in. Despite being the breadwinner in the household, I still had to file jointly with my wife so both our names appeared on the deed to the house.
(1)
(0)
1
1
0
It is your choice if you want your spouse on the loan or not. When I did mine, we left mine off because she wasn't working at the time and we didn't want her debt calculated into it.
(1)
(0)
1
1
0
A good loan officer will take a look at both credit scores and advise the path most beneficial to you. Many times the spouse boosts the score, hence a good idea to go joint.
(1)
(0)
Read This Next
Continue with Facebook 
Continue with Google