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Seen something interesting this morning with regards to the gun debate. The question posed was rather simple. Should businesses and/or locations that are "gun free" be held financial liable for injuries received as a result the policy. Basically, if as a business decision you remove your patrons and employees right to self defense, you then take the onus to provide that defense and if you fail to do so, you are liable for not doing it. RP Fam, what are your thoughts? Is this a good idea? Will it in read or decrease "gun free zones"?
Posted >1 y ago
Responses: 14
"The EMC Insurance Cos. insures 85 percent to 90 percent of all Kansas school districts and has refused to renew coverage for schools that permit teachers and custodians to carry concealed firearms on their campuses under the new law, which took effect July 1. It's not a political decision, but a financial one based on the riskier climate it estimates would be created, the insurer said."
http://www.usatoday.com/story/news/nation/2013/07/07/kan-law-thrusts-iowa-insurer-into-gun-debate/2495815/
http://www.usatoday.com/story/news/nation/2013/07/07/kan-law-thrusts-iowa-insurer-into-gun-debate/2495815/
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It would never happen. At this point, the American judicial system falls completely on the side of gun control. FYI: There are two reasons for "No weapons permitted on the premises" signs on a business and they both have to do with Risk Management. The first has to do with insurance and legal liabilities if there is an incident/accident, and the second is it allows the owner to immediately remove and/or exclude someone from the property if they want.
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I don't believe a lawsuit against a business owner who did not allow firearms on his property and injury or death to a customer occurred because the individual could not defend himself would hold up in court. Of course, these days when everything that happens to anyone is always someone else's fault, perhaps I'm wrong.
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