Posted on Sep 26, 2015
Should there be added benefits to Soldiers who completed their full 8 year requirement and were discharged honorably?
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Just throwing this out there to see how what kind of response it would get. I think some sort of yearly stipend would be cool. Nothing outrageous but something to say hey thanks for your service!
Posted >1 y ago
Responses: 82
No, you receive a Retirement check monthly upon completing 20 years of service.
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There are posts on this forum where they are saying there are all kinds of benefits for just having served. That's sort of true. What might be a benefit to some is a burden to others. I'm not saying we deserve an annual stipend either.
Don't get me wrong, I loved every second of my service, but there is a lot of things that can take the wind right out of a guys sails. That dream of sticking around until retirement is just not what it used to be.
I did 9 years as an Army Reservist (3 years at Stop-loss, we had warning orders and I was waiting to take advantage of a deployment re-up). Changed my mind on the Re-Up and no longer qualified for the GI Bill (retention tool is what they called it). My deployment nest egg was spent on an associates degree.
Everybody isn't conveniently located near a VA hospital. It's a hassle for a lot of veterans to take advantage of what the VA has to offer. For those of you who have known nothing but the service since high school, employers can find a way to get rid of you for missing too much work so you can travel to the VA.
VA home loans: The only benefit to taking out a VA home loan is ZERO down payment. You still have to have good credit to be eligible. Other than that, the interest rates are higher. The closing costs, at least in my area, are more than double. Not only that, but there are origination fees that the VA charges ($3,500) that they tack right on the principle amount. So, basically VA loans only benefit people that can't manage to come up with a down payment, but still have good credit.
How you think your job skills translate into what you should be able to do as a civilian and how civilian companies translate those same skills are two completely different worlds. Sure, your time in service can land you "a job", but probably not the job you want. Why, you ask? If many of you recall the fancy training you get in Basic and AIT (tech school, etc.), you might recall that the things they were teaching you were different than ways you had been taught prior to the military (CPR and first aid were the obvious ones). We always said, "It's the Army Way." The Army way isn't the civilian way.
Don't get me wrong, I loved every second of my service, but there is a lot of things that can take the wind right out of a guys sails. That dream of sticking around until retirement is just not what it used to be.
I did 9 years as an Army Reservist (3 years at Stop-loss, we had warning orders and I was waiting to take advantage of a deployment re-up). Changed my mind on the Re-Up and no longer qualified for the GI Bill (retention tool is what they called it). My deployment nest egg was spent on an associates degree.
Everybody isn't conveniently located near a VA hospital. It's a hassle for a lot of veterans to take advantage of what the VA has to offer. For those of you who have known nothing but the service since high school, employers can find a way to get rid of you for missing too much work so you can travel to the VA.
VA home loans: The only benefit to taking out a VA home loan is ZERO down payment. You still have to have good credit to be eligible. Other than that, the interest rates are higher. The closing costs, at least in my area, are more than double. Not only that, but there are origination fees that the VA charges ($3,500) that they tack right on the principle amount. So, basically VA loans only benefit people that can't manage to come up with a down payment, but still have good credit.
How you think your job skills translate into what you should be able to do as a civilian and how civilian companies translate those same skills are two completely different worlds. Sure, your time in service can land you "a job", but probably not the job you want. Why, you ask? If many of you recall the fancy training you get in Basic and AIT (tech school, etc.), you might recall that the things they were teaching you were different than ways you had been taught prior to the military (CPR and first aid were the obvious ones). We always said, "It's the Army Way." The Army way isn't the civilian way.
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SGT Del Lavature
The va home loan also helps because you don't have to pay PMI. My military career didn't help me land my job but the work ethic and motivation to excel that I learn in the miitary helped me progress faster in my job. That being said when I got out in 2007 the post 9/11 college fund wasn't available so I had to find work immediately as my wife was pregnant. I have yet to use it as I'm struggling to decide to raise my children right and be home for the important years while working full time or spread myself thin and go to school and work full time.
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SPC Kortney Kistler
With the extra fees and higher interest rate it's the same as paying PMI. The PMI that I had to pay was equivalent to an additional monthly payment spread out over the 12 month period. For me it was an extra $60 a month.
You more than likely have to pay to get rid of PMI as well. Even though you may have paid your principle down below 80% of the original purchase price of the house, PMI doesn't automatically come off. The lender needs a reassessment of the property value (usually at your expense) to make sure that the houses value hasn't dropped. If the value dropped you keep paying PMI.
You more than likely have to pay to get rid of PMI as well. Even though you may have paid your principle down below 80% of the original purchase price of the house, PMI doesn't automatically come off. The lender needs a reassessment of the property value (usually at your expense) to make sure that the houses value hasn't dropped. If the value dropped you keep paying PMI.
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SSgt Jonathan King
SGT Del Lavature - It's a tough balance, working full time and going to school, and if you want to take full advantage of the Post 9/11, you take more than a full course load... I got out in 2013 and started working before my terminal leave was up, then started school right away. We decided that I would keep going to school and get as far as possible (I'll finish my MBA and a graduate certificate next year), but it's difficult to focus on school when my 2 year old son wants to grab me by the hand to go play cars... it ends up being a lot of very late nights, very early mornings, and lunches focused on school. My fitness has pretty much gone completely out the window, though I manage to get in a circuit workout now and then. It's definitely trying and I'm looking forward to the break, but I'm also immediately benefiting from the education and learning more about what I enjoy and what I'm good at. I'd recommend using your Post 9/11 GI Bill and being the example you want to show your kids, if that's in your family value system. I'd still recommend using it if you're family isn't particularly focused on education (nothing wrong with that, either, lots of great leaders barely finished high school), just make sure you understand that you're sacrifice now is an investment in your family's future.
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You volunteered fulfilled your contract, you want more benefits do 20. No other company gives you benefits after 8 years.
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SPC Kortney Kistler
With the International Union of Operating Engineers you can be vested for retirement at a minimum of 5 years of qualifying service.
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SPC Kortney Kistler
I haven't been affiliated with the union for quite some time. When I was in I wasn't bringing home what I needed to make ends meet at the time (Minnesota winter layoffs). I found something more steady. $15 seems to be the current rate. Once you're vested you can go do something else if you want. You can stay a dues paid member in good standing, or withdraw your membership with no penalty. The longer you work the better your pension is.
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Is that why you signed up? To get something else out of it. You got your pay check, your combat pay when warranted...good job. Thanks for doing your part. The rest is for retirees...you EARN the retirement pay and being able to use the base facilities. If you want that, do 20 or whatever early retirement you end up being eligible for.
This generation...I want more, give me give me...
This generation...I want more, give me give me...
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SGT Del Lavature
Chief with all due respect your assuming that I'm asking for a handout. I posed a question I didn't expect to mocked by a senior officer. Every year the VA poses different benefits for veterans. I wasn't just thinking of myself but all veterans that have served honorably and the stolen to which I was referring to was truely minimal. My original thought was half a percent of your last base pay once a year on your ETS date. Now I agree I could've asked my question differently so I'll wear the criticism. I served 8 years active duty I loved each and everyone one of those years I served and expect nothing more out of va or army I do however please don't assume I'm an unemployed leach trying to work the system.
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VA health care, alone, is worth a good bit. Moreso now , because even with fair regular health insurance with say a 20%-30% deductible, any major medical expense can bankrupt you. And even after bankruptcy they can garnish your wages now. Thank George Bush Jr. and repubs for that.
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First off, most of the people that complete their 8 years do so with a combination of active and inactive status. So you may only be active for 3 years and then 5 years of IRR (inactive ready reserve). After your active time you get the GI Bill. If you want more, stay in 20 years.
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I served 8 years in the Army (all Infantry) and I am a DoD employee. I have a total of 13+ years of government service and still going strong. I am 70% Disabled by the VA for injuries occured while on active duty to include PTSD. Even with all this, I still can not shop in the PX or Comm. those are benefits that I feel I should have at the very least since I am still serving my country. But what can ya do. Once your out of the military, they could give two rats asses about you.
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SGT Del Lavature
This is the all-volunteer forces so you kind of signed up for the “war” part of it and the not so good stuff that comes with it. You are entitled to some educational benefits and most states even have programs to assist a vet in purchasing a house and or land. But, unless you have a service related disability; I would have to say NO to a “stipend.” Stay the twenty plus years and retire with a modest but secure monthly income and the thanks from those that appreciate what you have accomplished. Thanks sergeant!
This is the all-volunteer forces so you kind of signed up for the “war” part of it and the not so good stuff that comes with it. You are entitled to some educational benefits and most states even have programs to assist a vet in purchasing a house and or land. But, unless you have a service related disability; I would have to say NO to a “stipend.” Stay the twenty plus years and retire with a modest but secure monthly income and the thanks from those that appreciate what you have accomplished. Thanks sergeant!
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Where is this entitlement coming from? You signed up to protect your oath, If you joined for benefits only... well you fucked up. Only doing 8 years in a civ job and leaving will leave you with nothing and no pay check. If you really want more then a sticker stay in for 20 years. If active is too much for you join reserves, only deal with the BS twice a month. As others has said college tuition and the befits of saying you were in the service and got out with a honorable discharge. That alone gives you a huge jump on the average Joe in the civ world.
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