I belong to Navy Federal but also Eastman Credit Union. ECU gives end of the year bonus cash back based on your deposits and interest you have paid the past year. Some of my colleagues have got back as much as $700.00 in a year. I don't have any outstanding loans, but I do get an extra dividends on my share account. If NFCU would do this, I would be more tempted to move more of my money to NFCU but in my old age I have to get as much as I can from wherever I can. Their cash back to members this year is fifteen million bucks, and they are far smaller the Navy Federal.
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