Posted on Mar 12, 2014
1LT Engineer Plans Officer
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We have a few soldiers that are not wanting the Government Travel Cards. Some don't feel comfortable with a credit card with this much power. It is understandable, but as I understand it, it is MANDATORY for all SM to have one for travel on TDY and Schools.
Posted in these groups: Tdy stay sign TDYAr Army Regulations
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Responses: 13
SFC Drill Sergeant
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It crossed my mind to wonder how the GTC affects the individual Soldier's credit - having too many open credit accounts can be a negative mark on your credit rating and this seems to be one more open commercial credit account in the individual's name.
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SSG (ret) William Martin
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The GTCs come with responsibility but one fail safe is that the card is not turned on until its needed. As an MP heard a story about an SM who was wrongfully using his GTC and some governmental law enforcement personnel went looking for this SM and when they found him, he was apprehended for illegal use of the GTC.
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SFC Cryptologic Network Warfare Specialist
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9 y
SSG (ret) William Martin Usually nobody care until the balance is not paid on time. Then people start looking into what was bought and all that. If the payment is paid on time, nobody really care if you use it to buy hash brownies.
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WO1 Human Resources Technician
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6 y
SFC Fung, this is not correct. As an APC with the GTCC for my BDE, we are required to run monthly reports and do a 10% audit on our card holders. IF your APC's are doing their job, questionable purchases will be looked at, and if Misuse/Abuse is suspected, then they should be contacting your Command for additional review and possible disciplinary action. So.......use your GTCC for Official travel expenses, as approved on your Travel Authorization (DD 1610/DTS Authorization). File your Voucher, with all Applicable receipts, in a timely manner...make sure your Split Disbursement is correctly adjusted to cover your GTCC usage.....and submitted within 5 days after the end of your TDY.....AND follow up with your reviewers and approved....then, No issue!
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MSG Cameron Davis
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Sorry I cannot answer this but I agree.  I really hate the GTC because I feel like I need to be completely in control of my credit.
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SFC S1 Personnel Ncoic
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10 y
I travel extensively and use the GTC.  I have only had one issue with a payment being over 30 days late. This was never reported on my credit report and my GTC does not even show on any of the three credit reporting agency's reports. 
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MAJ Ronnie Reams
MAJ Ronnie Reams
8 y
Prolly because it is issued to the guvment and the user/billee is an authorized user, just like any other CC.
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