Posted on Jun 25, 2014
What's the better deal, 20 years for retirement or Medical Retirement?
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Let me start by saying that I have a 111111 PULHES, which means that I'm fully fit (for any duty for non-Army personnel), with no physical or mental limitations. However, after obtaining the rank of SSG/E-6, I have completed a few tours in SL/TL and Section Sergeant time and see a lot of SMs who have been in 4 years or less getting full benefits with an MEB.
I fully concur that those people who are legitimately hurt or injured, mentally or physically, during their stint in the military, should receive compensation for their damages. However, as someone who signed on with full intentions to do 20 years and obtain a nice way of living and an honest retirement, I sometimes consider it a slap in the face for someone who hasn't contributed anything to have it much easier than I will, having to serve for another ump-teen years.
Counter-arguments to this post will imply that I should not worry about what others do. Agreed. I will worry, however, about myself and all the other warriors out here that serve, honorably, domestic and abroad (which a lot of these MEB warriors haven't) who have to carry the load for people who are only into this to get a quick payout over the rest of their lives.
Of course, us here on RP already carry burdens for people who don't appreciate it or contribute much to their own cause, but first-termers who exit the military on an MEB with less than debilitating injuries/illnesses is in my opinion, unquestionably absurd. What say you?
I fully concur that those people who are legitimately hurt or injured, mentally or physically, during their stint in the military, should receive compensation for their damages. However, as someone who signed on with full intentions to do 20 years and obtain a nice way of living and an honest retirement, I sometimes consider it a slap in the face for someone who hasn't contributed anything to have it much easier than I will, having to serve for another ump-teen years.
Counter-arguments to this post will imply that I should not worry about what others do. Agreed. I will worry, however, about myself and all the other warriors out here that serve, honorably, domestic and abroad (which a lot of these MEB warriors haven't) who have to carry the load for people who are only into this to get a quick payout over the rest of their lives.
Of course, us here on RP already carry burdens for people who don't appreciate it or contribute much to their own cause, but first-termers who exit the military on an MEB with less than debilitating injuries/illnesses is in my opinion, unquestionably absurd. What say you?
Edited >1 y ago
Posted >1 y ago
Responses: 15
I work for DFAS, retired pay department. Its better to have 20 years then disability. Only after 20 years are you eligible for CDRP. Then you can receive your retired pay and your disability pay. Those who get out on disability will receive a VA waiver. If under 20 years or the 15 if its authorized, you'll be paid primarily by the VA and the VA only. That 20 years is huge.
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SFC Reginald Ford
I did 16 years and was permanently medically retired (SFC) at 80 percent in 2013. I did: 1 tour to Kuwait; 2 tours to Bosnia; and 2 tours to Iraq. I had 3 back and 1 foot surgery post 15 month deployment to Iraq. I am 100 percent service connected and 50 percent CRSC; I receive $4200 dollars a month. That is a lot more than if I did 20 years. I do agree with this thread; I wanted to do 20 years, but the MEB had a different prospective. Some soldiers do take advantage of the PEB but, it is very difficult to mislead the MEB and PEB.
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CPL (Join to see)
I am a spc. I have done 141/2 years as of today but im getting the medical push by my leaders with 141/2 years in im weighing my options weather to just stay in for the 20 or get out on the medical in your opinion what is the best way I need to proceed
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CPL Angela Crew-Dothard
Reservists with 20yrs as a reservist However the points for reserves isn’t equivalent to active duty...
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SSG (Join to see)
So if I do more than 20 and medically retire I can collect my regular military pension as well?
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I agree 100% with your comment, i am going on 16 years, have a PULHES of 111111 also, and have seen some dirtbag Soldiers who refused to do their job get out with 90% disability, it sickens me!! Yes, some are deserving of the medical benefits but alot, and i mean alot are taking advantage of the system and getting out with medical disabilities that will get them paid for life, while someone like me, a 16 year grunt with back and neck pain, 4 surgeries, a ripped tendon in my ankle broken hand with screws in it and other wear and tear have never complained about the pain and just kept on going. Maybe it's time i get these things documented myself.
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MSG Dan Castaneda
SSgt Joseph Baptist - I know the difference between the two. I've been to two medical boards and still serving.
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CPL (Join to see)
Hey, I was never a grunt but I am a 53 year old woman who all my life I did heavy duty physical work in my civilian and military life. There are days I can hardly get around and I have at least 7 L.O.D.'s on file. I came home from Iraq and went back into Reserve status and now am in my last year in Army Reserves getting 90% disability. This past year was the first time in my military career I couldn't do a record APFT. I was basically scorned and punished for not having a profile on record for a knee surgery two months early. It's hard to convince the military that your body has had it. Even though I kept hurting myself over the years, I never quit. I worked out in the gym and turned wrenches in the U.S. and overseas working 14 or so hours a day in sandstorms and grueling heat. I basically worked like a man. I am trying to get my last year in to get my 20. I felt maybe I should go for the MEDBoard at this time in my life. Not sure if it is the best thing or should I just go for regular retirement. I want to make the right decision because even though I am married, I don't take things for granted and there is no guarantee he will be around forever to take care of me and all. I learned early on I got to take care of me...
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SSG Surayya Howard
Go for your medical retirement. If they medically retire you at a certain percent it will never go below that. You will receive both of them. I'm not sure but I think that the medical retirement is not taxed. It will also start your benefits coming in quicker. They were trying to change the time it took to get awarded and receive pay.
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MAJ (Join to see)
SSG Surayya Howard -What do you think happens in the case of someone with 19 years 6 months, retirement orders in hand who is being told by my doctor that she is going to start a medboard for asthma. Can I be pushed out should the board convene in 3 months with no retirement pay? What about other ailments/issues that aren't dischargeable that I wanted VA to look at?
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The best solution is what I did on the advice of an E-9. During your final 2 years become a sick bay commando and let them know of every ache and injury you have. I did just that and ended up medically retired at over 20 with 50% disability rating. I went TDRL and 5 years later my disability was rated at 100%. I receive 75% of my base pay tax free...
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MAJ (Join to see)
Are you receiving 50% retirement base pay and 75% of your base pay for disabilities?
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Ok, since you are fit the chances of a medical retirement are slim to none, unless, heaven forbid your become ill or injured. Medical retirement does not match 20 years. You retire at the grade and service calculation at the time of separation. The advantage comes when a medically retired service member applies at the VA. They can receive another a second disability and education to get them back on their feet. So for those who you think did not earn it, shame on you, it is impossible to fake an illness or injury that would warrant a medical. Furthermore I am sure that no one wants that type of damage warranting a medical because it comes at some price. Some more than others. I hope you clear your head and remember why we all serve. I hope and pray that you retire well and still have all ones. Thank you for your service.
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I'm not sure what the medical retirement option is, but I can tell you my situation. I served two years before injuries and some concurrent mental conditions (panic disorder and agoraphobia) hit me out of nowhere. I worked in Naval Intelligence and fully expected and wanted to serve 20.
Anyway, I came home with a regular honorable discharge, started over and put myself through college. Then I went to work and did my best, but signs of PTSD began about a year after I came home and my panic disorder turned out to be "treatment resistant," meaning that meds and therapy couldn't help it. All they can do is dose me with tranquelizers. I also developed depression over the years and by 2008, I couldn't work anymore.
The VA had me see all their doctors and undergo all kinds of tests before they rated me at 100% after about three years of red tape. Long story short, I get disability benefits and it does all stem from what happened in the service during the Bosnian War (it's been 20 years), but I don't feel like I've earned it. I didn't serve the time I signed up to serve.
In the end, I would give back every penny if I could be rid of all my mental and physical conditions and live a normal life. I miss working. Life is brutal for me and I not only can't work, I can't drive and I can barely leave my house. I am a lousy husband and father because of my disabilities and it eats at me. The money helps me support my family and I am extremely grateful to the VA and the military in general, but trust me when I say the money doesn't make up for all that is missing.
Anyway, I came home with a regular honorable discharge, started over and put myself through college. Then I went to work and did my best, but signs of PTSD began about a year after I came home and my panic disorder turned out to be "treatment resistant," meaning that meds and therapy couldn't help it. All they can do is dose me with tranquelizers. I also developed depression over the years and by 2008, I couldn't work anymore.
The VA had me see all their doctors and undergo all kinds of tests before they rated me at 100% after about three years of red tape. Long story short, I get disability benefits and it does all stem from what happened in the service during the Bosnian War (it's been 20 years), but I don't feel like I've earned it. I didn't serve the time I signed up to serve.
In the end, I would give back every penny if I could be rid of all my mental and physical conditions and live a normal life. I miss working. Life is brutal for me and I not only can't work, I can't drive and I can barely leave my house. I am a lousy husband and father because of my disabilities and it eats at me. The money helps me support my family and I am extremely grateful to the VA and the military in general, but trust me when I say the money doesn't make up for all that is missing.
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PFC Richard Wise
"I don't feel like I've earned it."
But you do know that you *have* earned it. That is part of the deal. Think of it as disability insurance.
But you do know that you *have* earned it. That is part of the deal. Think of it as disability insurance.
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I guess I have the best of both worlds, retired with full pay as an E-8 with over 22 years and 100% disability. I would like to not have the disability, but that the way it is. To explain it is I have two Purple Hearts two surgery, the last on just two years ago, so you can draw your on conclusion. I thank all of you for your service.
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SMSgt (Join to see)
Thank you for your service! I am at 21 years and the last 3 times I've seen a PCM they keep mentioning an MEB for me (severe migraines, plantar fasciitis, back/neck issues, etc), but I keep blowing it off because I don't want to be duty limited and want to be worldwide qualified. But, I'm starting to realize I can't keep up at the pace I have been. What's your recommendation?
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I don't know about you but I do not have a medical degree nor am I a physician. It is the medical professionals responsibility to determine what a soldier's capabilities and limitations are. If they deem that the soldier is not fit to perform their duties in the current mos than they may be able to reclassify to something that they can do. In the event nothing fits medical retirement is on the table only if rated over 30% disabled I believe. The soldiers that get medically retired deserve to be taken care of just as much as those of us still working our way to retirement eligibility. Are there soldiers out there that beat the system? Yes. Can we prevent them from doing so? No. It is not a perfect system but it is what we have. It is our job as Leaders to train our soldiers for war and prepare them for life outside the military in many cases. This should be our focus and not judging those who have opted to serve during war and got injured or sick before deploying.
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SFC (Join to see)
SFC Rice, I like yourself, do not have a medical degree and am not a physician. I am however, a hard-working, career-oriented team member in this great United States Army and only seek to bring light to those who are beating the system. As stated in my original post, I also believe that the medically retired deserve to be taken care of. If something were to happen to me and I was forced to be medically retired, I would sure hope I'm taken care of as well as those who are currently medically retired. Teaching, coaching and mentoring is what I do on a daily basis at my level. Preparing my subordinates for whatever situations they are facing is of paramount importance in my book. My focus will never be on judging upstanding honest service members who were unable to deploy before being sick or injured, hence me not posting that those with profiles or non-deployable personnel should not be eligible for promotion, as such ludicrous topics are discussed here on RP. Thanks for your response.
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I need help understanding the differences between 20 yrs retirement with 100% VA. For this example I would like to use 100% VA. I was asked if I wanted to initiate an MEB. I need to understand the possible differences in money. I know if I went the regular retirement with 20yrs I would recieve 50% of my base pay plus 100% VA disability. But what could I recieve in money terms if I went the MEB route.
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Suspended Profile
Not trying to come off rude by you are an 88m I was an FMF sailor who medically retired after 5 years. I was attached to a marine infantry platoon on two intense combat deployments and was severely injured on my second deployment and went to Walter reed, then back to my parent command where I retired.
My first argument to you. 1) how much contact did you take if you went to Iraq or Afghanistan? How many IEDs did you encounter? Did you fire your rifle? If so how many times?
2. Where you ever injured by enemy contact?
3. Where awarded a CAB? Do you have any awards with a V? Do you have a PH?
4) what level of danger where you in daily?
On my second deployment in 08 my vehicle struck an IED. Everyone in my vehicle was severely injured with several surgeries. Prior to this incident we had lost 4 individuals over the course of our deployment due to small arms fire or IED. I have since had multiple surgeries and I am having another surgery for an incident that happened over 10 years ago.
Your statement definitely seems to make you out to be on a high horse. If I met you face to face I would laugh you out of the room.
My first argument to you. 1) how much contact did you take if you went to Iraq or Afghanistan? How many IEDs did you encounter? Did you fire your rifle? If so how many times?
2. Where you ever injured by enemy contact?
3. Where awarded a CAB? Do you have any awards with a V? Do you have a PH?
4) what level of danger where you in daily?
On my second deployment in 08 my vehicle struck an IED. Everyone in my vehicle was severely injured with several surgeries. Prior to this incident we had lost 4 individuals over the course of our deployment due to small arms fire or IED. I have since had multiple surgeries and I am having another surgery for an incident that happened over 10 years ago.
Your statement definitely seems to make you out to be on a high horse. If I met you face to face I would laugh you out of the room.
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