Posted on Oct 11, 2018
Why doesn't the Army offer Emergency Loans to Reservists?
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I know the Army offers emergency assistance loans to active duty soldiers and those that are on active duty status, but do not offer anything for Reservists. Why not and do you think they should? I think a Reservist may actually need help more often than an Active Duty soldier. PFC (Join to see) SFC Joe S. Davis Jr., MSM, DSL SSG(P) James J. Palmer IV aka "JP4" LTC Stephen F. CPL Dave Hoover SGT David A. 'Cowboy' Groth PVT James Strait SSG (Join to see) Capt Dwayne Conyers CPT Jack Durish COL Mikel J. Burroughs
Army Reserve Elements
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Money
Soldiers
Posted >1 y ago
Responses: 4
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AER is not the Army. AER does not receive any appropriated or non-appropriated government money. It is a private non-profit 501(c)3 charitable organization. AR930-4 covers the relationship between AER and the Army.
Who is eligible?
Soldiers on active duty and their eligible dependents.
Soldiers retired from active duty because of longevity, or retired upon reaching age 60 (Reserve Component) and their eligible Family members.
Widows(ers) and orphans of Soldiers who died while on active duty or while retired.
Medically retired Soldiers and their eligible Family members.
Members of the Reserve Component of the Army (Army National Guard and Army Reserve under Title 10 U.S.C.) on continuous active duty for more than 30 consecutive days and their eligible Family members.
Army Reserve has this program. https://www.rallypoint.com/shared-links/army-reserve-family-programs-fort-family-outreach-and-support
National Guard relief organizations vary state to state. At this link, Illinois and Mississippi had organizations right off hand. http://www.operationwearehere.com/FinancialAssistance.html
Who is eligible?
Soldiers on active duty and their eligible dependents.
Soldiers retired from active duty because of longevity, or retired upon reaching age 60 (Reserve Component) and their eligible Family members.
Widows(ers) and orphans of Soldiers who died while on active duty or while retired.
Medically retired Soldiers and their eligible Family members.
Members of the Reserve Component of the Army (Army National Guard and Army Reserve under Title 10 U.S.C.) on continuous active duty for more than 30 consecutive days and their eligible Family members.
Army Reserve has this program. https://www.rallypoint.com/shared-links/army-reserve-family-programs-fort-family-outreach-and-support
National Guard relief organizations vary state to state. At this link, Illinois and Mississippi had organizations right off hand. http://www.operationwearehere.com/FinancialAssistance.html
Army Reserve Family Programs: Fort Family Outreach and Support | RallyPoint
FORT FAMILY IS HERE FOR YOU 24/7 Connecting Soldiers and Families with the Right Service at the Right Time. Fort Family Outreach and Support Center provides relevant and responsive information to support Army Reserve Soldiers and Families. Live Support 24/7, 365 DAYS Fort Family provides a single gateway to responsive Family Crisis Assistance, available 24/7, 365 days a year. It provides a unit and community based solution to connect people to...
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LTC Jason Mackay
This has a range of support. http://www.operationwearehere.com/FinancialAssistance.html
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The army does not do loans for service members, although you can get an advanced pay for one month's pay that is paid back over the course of a year.
The Army emergency relief fund is not an army entity, it is a nonprofit organization, and so they can make whatever rules they choose. As everyone stated, the reason they do not offer loans to reservists is that they are not guaranteed have their funds paid back.
The Army emergency relief fund is not an army entity, it is a nonprofit organization, and so they can make whatever rules they choose. As everyone stated, the reason they do not offer loans to reservists is that they are not guaranteed have their funds paid back.
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SSG(P) (Join to see)
It's still reprehensible. Reservists signed the dotted line just like Active soldiers do. The Army doesn't help Reservists who are far more vulnerable than Active soldiers, yet wonder why Suicide is such a problem.
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SFC (Join to see)
AER is a civilian non profit organization, not an Army organization. If you feel it's reprehensible that there's no non-profit dedicated to helping reservists, you should address the need and found one.
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SSG(P) (Join to see) - Unfortunately, they financially can’t open those loans up to reservist. Because they would not have the assurance of being able to dock your pay if needed.
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SSG(P) (Join to see)
Reservists need help too and we receive pay too. If they don't repay, punish them if they had the me but didn't.
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MSG (Join to see)
SSG(P) (Join to see) - There’s a big difference in the command and control that the Army has over an active duty Servicemember, versus a reservist. What if a reserve member gets a loan and just stops showing up for drill, there isn’t really much a reserve commander can do, other than transferring them to the IRR.
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