Posted on Dec 29, 2016
Would you elect Tricare medical benefits over other FEHB coverage, if given the option as a full-time Federal civil servant?
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I have Tricare-for-Life which is good with a caveat. It tends to follow Obamacare on degree of treatment you can get. If Medicare authorizes the care, Tricare takes care of the remainder after Medicare pays. As you get older treatment for certain conditions are extremely limited or stop. Almost like things have to go thru the "Death Board" before its approved. It seems that its cheaper for Social Security to pay the death benefit then pay for treatment.
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Lt Col (Join to see) At the same cost the traditional DSG gets it- hell yes. I had the same BCBS working for another government agency- they picked up a larger portion of that tab and it was substantial coming into the Guard how much more I picked up. Include vision and dental on the other agency at less cost and I would have no issue with BCBS. Whomever negotiated the FEBH portion for ours was sleeping and most likely had a lobbyist pay them. I had a BCBS rep that is a family member take our coverage book and the first response was I thought you guys were not allowed to do drugs- because the person responsible for your package was very high or had no idea what they were doing. So in short- I would take Tri-care if they would give us the same deal as the DGSs.
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