LTC (Join to see) - Same here and it's only just starting. Both UNP and BRB are doing stock buybacks worth tens of billions of dollars which will increase each share price by at least $40-50 by 2020-2021, never mind the increased cash their very low operating ratios will return to the bottom line. That is just two companies on the NYSE. GE and FORD both undervalued will probably also bounce back with a significant Capital Gain, IMO, in the next few years. Have invested in both them, 1000 shares each.

SPC Erich Guenther When you have time I'd like to know what you read or sites you go to get financial information.

LTC (Join to see) - Some of it is experience but I rely heavily on the Motley Fool stock advisor service on the internet (I think it is called Dave's Picks and there is a another guy that does picks). You have to pay for Motley Fool like $100 or so but it is worth it and you will earn more than that back on just one stock. Also use the stock picks that Kiplngers Personal Finance Magazine does every 2-3 months they recommend 5 stocks (subscription is about $15-20 a year) They both do pretty good research. In fact now my Financial Advisor subscribed to Motley Fools Stock advisor because they have done so well for me, he did that just based on watching my returns over time (which I thought was funny). It is good to have a stock advisor to check you on decision so you do not get too greedy or out of balance. That is the best way to use a stock advisor. Several times he has pulled back the reigns on me and said "thats too much in the Technical Stocks" or "invest in this stock instead, more upside with the dividend". BTW, with Bonds, he picks the best bond funds and usually they are always PIMCO bond funds.

Investment in Union Pacific is based on personal experience with the company, they have been around since the Civil War and always have an impeccable management team (no idea how they do it or avoid the regular business cycle of crash and burn but they manage). General Electric, familiar with them as well. Father used to by plastic from GE including the famous LEXAN. GE has always had excellent sales and marketing team beyond approach and they take care of clients well in good times and bad times (so does UNP observed UNP Marketing in action when I worked at GM). So those two are my picks because I know both companies fairly well and their past records. However, Motley Fool alerted my to SHOPIFY (NYSE: SHOP) back when it was really cheap. Took a chance on that and my gain so far is north of $80k. Kiplingers alerted me to Pulte Homes as well as I bought my home from CENTEX prior to merger with Pulte so I knew in 2010 they were way undervalued and well in the single digits (forget the price I bought it at but sold at $18-19).........it tripled in value in about a year. Held it for another year 2012 and used the gain to buy a 2013 Mercedes fully loaded. In retrospect I should have paid off the house mortgage but oh well there will be a next time. Anyhow, I have an Emergency Fund set aside in case I get laid off I can survive for at least 12 months. I use that to dabble in stocks and make gains for additional spending money. Other than that I have my two IRA's Roth and Normal.

Hope that helps. Best advice I can give you is with stocks like SHOPIFY you have to be able to weather dramatic volitiility plus every once in while there will be a scare where some idiot will say SELL ALL SHARES (usually a short trying to make money spreading a unsubstantiaed rumor.....they do that crap). So you have to be confident in what you invest in if it is high risk and if your not confident then set a STOP LOSS order at a specific price (I do 17% below purchase price to avoid it triggering all the time) and then watch the value of the stock frequently and watch your account to see if it automatically sells or not. If it does and your still confident, usually it will sell and fall some more in value and you can buy it back cheaper. Sometimes it falls just 18% and bounces back up to the purchase price........hate it when that happens as it is a loss but if your confident it has more legs to recover your loss, invest in it again.........otherwise move on. In my experience the gains have always exceeded the losses on a 2 to1 or 3 to 1 basis BUT your always going to have a day with a loss. Even with SYOP LOSS orders. Part of the beast.

Also with slow gaining stocks that you want to purchase but not pay full price. All stocks bounce up and down in value. So I always set a LIMIT price about 5% below the current market price on a slow gainer that I want to buy. It usually always dips down that much in a week and triggers a BUY. If not I just go with a MARKET order on the second attempt. I used Fidelity Investments for my Emergency Fund investing and for my programmed trading so I am most familar with their website BUY and SELL.

Also, I only invest in United States stocks. I avoid all Asian stocks with the blockbuster returns because most of them do not use GAAP Accounting and to me that is just pure Las Vegas gambling. So my rule of thumb is U.S. Stocks only. Typically will not invest in any stock less than $5. A $5 stock investment has to be an established company with somewhat of a track record that I feel is undervalued. Usually start investing around $8-10 a share in a stock. I avoid stocks with valuations over $100 a share unless I am reasonably confident they are a blockbuster and have little chance of deflating like a flat tire overnight.